Blog 16 of Top 25 Money Saving Blogs by Moms - 2012
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What's the single best decision about money you've made?
I think the single best decision I have made about money is to not have credit cards. My husband and I made a lot of bad decisions early on in our marriage with money and now we have learned that the best way to live is without credit cards. We only buy what we have cash for and if we don't have the cash for something, we save us so that we can buy what we need/want. It has made life a lot easier for us.
Does your child receive an allowance? If so, how much?
My children are both under 4 years old so they don't get an allowance. I don't believe in allowance anyway. I believe it having a set value that they can earn from doing each chore and at the end of each week we will add up how much money they EARNED from doing the chores that they completed and that's how much they will get.
What's an easy way moms can trim their family food budget?
The best way to make your food budget go farther is to use coupons! Coupons can save you so much money on your groceries. Before using coupons we could never afford to pay for fresh produce because it was just too expensive, now we get a lot of fresh produce each week. We also price match our produce at Walmart so that we pay the cheapest price around for the produce that we do get. Another way to trim your food budget is to buy when prices are the lowest. Stock up when prices are super low and then you won't have to spend more on items that your family uses all the time. For example, I buy a lot of juice when it is on sale for $0.99 or under so that I won't ever have to pay the $4 shelf price. It makes a world of difference in how much we spend monthly on food. It goes for everything you eat. Buy meat when it is super cheap or on clearance and freeze it so that you won't have to pay higher prices for it later on!
Trying to figure out the right kind of valentines for your kids to give out? Instead of buyi… Read More
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