About Brittney Bowen & her Blog
Brittney is a winner of Top 25 Money Saving Blogs by Moms - 2012
What's the single best decision about money you've made?
The best decision we've made about money so far is to be selfish. We don't mean in a bad way. We simply mean that we know that every penny counts. We actually feel that being a giving person is one of the best ways to experience financial freedom, but by being selfish with your money, you suddenly realize that every dollar counts. Not paying full price for items, whether it is the jar of peanut butter at the grocery store, or that pair of shoes you've been wanting, is being selfish with your money. A penny here, and a penny there adds up to dollars, and then those dollars turn into paying off cars, and homes, and student loans. Being selfish really does pay off.
Does your child receive an allowance? If so, how much? (Please share how old your child is.)
Yes, $10 per month, in the form of a roll of quarters. Our oldest child will be 5 in August and he receives his allowance if he helps out with chores around the house but at any time throughout the month if he disobeys, talks back, misbehaves etc... then he gets a quarter taken away. He has an incentive to behave, because at the end of the month, he can keep (or spend if he chooses!) the money that is left in his allowance. He doesn't like to see his roll of quarters dwindling down so knowing he will have a quarter taken away for bad behavior has worked to curb those embarrassing moments when he used to misbehave. We think this also teaches him how to manage money at an early age because he understands the simple concept of getting and receiving money while also being a good steward of the money he has. He doesn't want to give up any of those quarters so he tries really hard to behave and help out at home.
What's an easy way moms can trim their family food budget?
For someone who doesn't currently coupon, a tip we have is that menu-planning is key to saving money on groceries. Knowing in advance what you will make for your meals helps you to only buy items necessary for the week. Part of this includes creating a grocery list ahead of time that you do not deviate from while in the store. Don't fall into the trap of buying items you think are a "good deal" or items that you want because you are hungry while grocery shopping, because most of the time, these are items that won't make meals and will sit in your pantry. This only ends up raising your grocery bill and hurting you at the register. We shop strictly from a list so that we never get sidetracked and always know that the items are going to make a specific meal.
For couponers, we recommend matching coupons with sales to ensure that you never pay full price for items, which is done for you at www.pennyfilledpantry.com. We try to buy items when they are at their rock-bottom price and use a coupon so that the item is free or very cheap. We usually buy more than one of the item this way so that we can build a stockpile. This way we don't have to pay full price for the item when we need it again - we can just go to our stockpile.
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