Will I be covered by tricare?

Stacy - posted on 07/05/2010 ( 30 moms have responded )

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We are stationed at Ft Bliss and my husband just received orders for Ft Riley.. I have decided to move home since my husband will be deployed a couple weeks after he gets there and because I will not be able to afford a new place to live until my house sells in Texas.. I am wondering if I will be covered by tricare up in ny without any problems.. My family in ny lives to far from any base so I would have to go to civilian doctors.. I am really stressed about this because I need to see doctors often due to medical issue I have..

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Brittney - posted on 07/29/2010

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BTW I just called tricare the other day to find out what I owed for my doc visits while I was prego, mind you I was on tricare standard and they told me that all of my visits had been covered 100% even though my doc only takes tricare standard. Except the first doctor visit which showed proof of pregnancy. As far as the hospital stay we payed 150 when we walked in and tricare sent us a check about a month later for just over 100 since we overpayed.

Thelma - posted on 07/29/2010

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When you go to the hospital the bills will come from that my daughter is 6 and I just got bills from stuff that was not covered when I had her and every er visit myself or she have ever had and. I have and always had tricare prime

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I have Tricare Prime I go to a civilian primary care Physician my husband is deployed and the nearest military facility is over an hour away and I don't pay anything except for pharmacy and then it's only $3-$9. call them and ask as long as he is active u should be able to get on Tricare Prime You just have to pick primary and they have to refer u to any other Dr.

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Tricare will cover u no matter where u r. You will have to pick one of their in network doctors as your primary care doctor the only problem is u can't go to any other doctor with out a referral. You will need to contact Tricare and let them know where u r moving and if u more than 30 mintues froma base with medical facilities they will ask u which Dr u want to go to.it isn't all that hard to do ... As long as he is active You will be covered by Tricare Prime but witht hem u have to see a specific in network dr. only unless u get a referral

Alicia - posted on 07/23/2010

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Another thing about Tricare Standard is that we only pay $3 for prescriptions at a pharmacy such as Rite-Aid, Walgreens and Walmart. We can take the prescription to the base and get it filled for free on Standard but why? It's only $3 by our home in Chesapeake, VA. My husband is stationed at Oceana in Virginia Beach, which is the next city over and not far but why drive when I can pay $3 for the same thing 5 minutes from home? Just thought I'd mention this after reading other posts about paying for prescriptions. Again, it's not a lot.

Alicia - posted on 07/23/2010

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Having Tricare Standard has been great. Even though you pay out of pocket it is capped at $1000 per year per FAMILY, not each child or person. You have to keep that in mind. I am a school teacher and keep my insurance with the school system and have Tricare with my husband as my secondary insurance. I usually do not pay but we do get bills from our civilian doctor. We LOVE our civilian doctor. Would much rather have it this way. My friend has Tricare prime and they never see the same doctor. Our doctor knows our daughter on a more personal level than going into a Tricare clinic with Prime and not knowing who you'll see. I would recommend Tricare Standard to any military family because it is a more personal experience and that is more important than saving the few dollars you pay for each visit. It really is not a lot.

SERENA - posted on 07/18/2010

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YOU DO NOT HAVE TO WORRY. WHEN YOU GET TO YOUR NEW DUTY STATION AND UPDATE YOUR TRICARE THEY WILL PUT YOU ON TRICARE REMOTE.THE ONLY DIFFERENCE IS YOU WILL SEE A CIVILIAN DR. AND PAY A SMALL COPAY FOR PRESCRIPTIONS. WE WERE ON IT WHILE MY HUSBAND WAS ON SHORE DUTY FOR TWO YEARS.YOU CAN SEE THE DR AS MUCH AS YOU NEED. TRICARE WILL GIVE YOU A LIST OF DR. IN YOUR AREA THAT WILL TAKE TRICARE REMOTE.

Lorraine - posted on 07/18/2010

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You should be covered just before or when you move you need to change your tricare by the region your moving to. As soon as you fill out the paper work every thing should be fine. While my husband was stationed in WA, I was still living in CA and no where near a base. Tricare just gives you a list of acceptable doctors that are close to you. Make sure you go online and sign up for the tricare for the area and look for the list of doctors of whatever you need before seeking medical attention.

Cheryl - posted on 07/18/2010

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It will all depend onthe size of the base that are you close to. I have been away from my DH for the past 9 months and ran into this problem. One base would take me but only on stand by but it was 3 hours away. The one closer to me wouldn't take me they would only take those on orders.
In the end I went standerd and to tell the truth seen no diffrents yet other than a very small co-pay but I now get to pick my own Dr's and they are a lot better than any of the ones I have been lumped into seeing the past 16 years in the mill.

Crystal - posted on 07/18/2010

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You will have to switch over to Tricare Prime remote . We had to be on that in Michigan since we didn't have a base near. So don't worry you will still be covered whether what state you decide to be in. Just make sure you contact tricare before you leave. Special paperwork has to be processed. I hope my info helps.

Kathy - posted on 07/17/2010

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Tri Care has a toll free number to call and contact them FIRST BEFORE you do anything when in doubt ask ask ask. You may need to change from Tri Care south-north-east-west depending on where you are going to be staying. Always ask BEFORE you do anything

Kristi - posted on 07/17/2010

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Of course they will cover you. Look online at their site and find a Dr. who accepts Tricare in your area. You do need to call each doctor to confirm they still accept Tricare. They are only allotted a certain number of Tricare patients, when they reach that number they cut it off. If there is no one in the area that takes Tricare then you will have to go Standard and pay a co-pay I beleive.

Jackie - posted on 07/15/2010

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there are forms to fill out NOT just changing address will work
I changed my address to north my tricare is south so got stuck w/ $300 bill

Jackie - posted on 07/15/2010

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I found out the hard way, I came back to Ny was in Ga needed to switch tricare from south to north. If you dont switch & see a Dr you will have to pay the bill yourself.

Kathy - posted on 07/15/2010

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yes you will be covered by tricare no matter where you go. The one catch to all of it is "IF" and how much your medical facility will take for tricare. Call the tricare office you are from and they can give you guidance on this to make it happen. Also remember you have an ombudsman to use from his unit and she is there for YOU

Angela - posted on 07/15/2010

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Of course you will be covered. If your still married then you are covered. As far as what doctor you can see will depend on if you are standard or prime insurance. With Prime you will have to see a doctor on base and then get a referal to a outside doctor but if you are standard then you can go to any doctor that takes tricare even if they are not on a base. Hope this helps. You will be just fine and good luck with everything.

Frances M - posted on 07/15/2010

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When my husband was in Vietnam, I moved home (next to my parents) and used tricare (used to be another name). There was never a problem with medical care. What I regreted was not staying on base where I could have had to support I needed from my military friends who were going through the same thing I was. Also the bass has special programs to help. No one in my small home town understood my problems. They cared but did not really understand. Please take it all into consideration.

Tina - posted on 07/15/2010

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YES, like pp's have stated you are covered by TRICARE, the difference is going to be whether or not it is TRICARE Prime or Standard. You will need to get in contact with TRICARE North to see what is offered in the area that you will be. IF they have TRICARE approved providers in that location then they can enroll you in Prime BUT if they do not then you would be Standard and have co-pays and deductible's. Even though TRICARE is TRICARE it also depends on the region as to when/if Prime is offered when you are not near any military facilities. IF they are able to enroll you in Prime then you would do exactly like you do now, go to that PCM for everything and then they will refer you out if needed.
HTH.

Allison - posted on 07/15/2010

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Call Tricare and ask them or talk to the Tricare Rep people on post. You are still covered by tricare even if he is deployed.

Kimberly - posted on 07/14/2010

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Tri-Care will cover you no matter where you are living. My hubby is also stationed in Ft. Riley but I decided to stay in Alaska while he deployed and I was still covered. Now I have moved to Ft. Riley since he'll be home soon and I just have to update my address at DEERS and with Tri-Care so they can give me a new Primary Care Physician. Everything will work out. =)

Lexie - posted on 07/14/2010

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We moved back to Louisiana while my husband was deployed to Japan for 13 months. He was homeported out of San Diego, but we were covered in Louisiana. There was no base, so I just asked for a specific family practice provider, and he gave me referrals when necessary.

Panzella - posted on 07/12/2010

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youll be covered on tricare ull have to be seen by the doctors on the list or get referrals to be seen by the doctors you want if they arent on the list ..call tricare and talk to them..i had to switch off prime to standard but u have to wait a year to get back on prime ..i only did that b/c i didnt want the hassle of getting referrals and i wanted to be seen right away while i was pregnant and they covered most of everything during my pregnancy few ultrasound they didnt cover thats b/c the doctors listed those as no pregnancy related which im still fighting to have changed!! best of luck!

Sherri - posted on 07/11/2010

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In NY you can also check into Martin's Point. There is no deductible and it is an alternative to tricare. The only thing is, you can't use a military pharmacy which may not be a big deal depending on what your meds cost.

Brittney - posted on 07/08/2010

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Stacy, double check into the droping to tricare prime.. I live in Orlando while my DH is deployed and there are no bases here but have tricare prime and so do both my children. You just have to find a doctor that takes tricare prime and then let tricare know you would like them to be your primary doctor. Tricare should be able to give you a list of providers in the area just make sure you call and are comfortable with the doctor before you switch your primary. There is no reason to have to change and pay unless the doctor you choose doesn't take tricare.

Crystal - posted on 07/08/2010

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Yep you will just have to change your region from Triwest to Tricare North which is I believe Health Net if NY is considered the same region as PA (Where we live). All you do is change your address in DEERS and you'll be fine. If you're prime and don't live I believe it's within 40 miles of a base they will assign you to a PCM they cover who is a civilian close to you. I've been through this all twice lol. No worries.

Stacy - posted on 07/08/2010

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Thanks everyone.. I spoke to tricare and I will have to drop down to tricare standard or if I go to a tricare provider tricare extra until I go to Ft. Riley.. I got used to all these years of not paying for anything and now I will have to pay 15%-20% of all visits up to $1000.. I guess it is still better then what a lot of people have!

Cassie - posted on 07/07/2010

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Yes you will be covered. All of my docs have been in NC even though we were stationed in NC. Hubby is in CT now and I'm in NC waiting to move. As long as you go to a Tricare approved doc and are 60 miles from a military base they will pay. Just make sure you get a referrel anytime you go to anyone other then your primary. They are really strict about that, down here anyways.

Karen - posted on 07/07/2010

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as long as you are married you will be covered by tricare. there are selected doctors that take tri-care. and only some of those that tri-care will let you see. My husband is a reservist and i have never seen a doctor on base. i have the same doctor now that i had before we were married. Just switch region you will not need a referral just change your primary care doctor with tri-care and choose wisely cause he will be the one you have to see everytime you get hurt or sick to get a referral.

Tamara - posted on 07/05/2010

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Yes you will still receive tricare. You may have to change tricare region while you are staying with your family and get a referral to be seen off post.

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