how to deal with greedy teenagers

Helen - posted on 02/18/2010 ( 13 moms have responded )

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my teen girls keep on asking for more and more money despite my explainations there is no more!

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Try sitting down with them and SHOW them your budget. Ask them what should you cut out. Food? Housing? Medical? Maybe if you sit down with them and your checkbook they can SEE that there is no money tree, and if they WANT more, they have to go GET IT themselves. Maybe if they understand your family's budget they could be more compassionate about asking for more than you can give. Who knows, maybe it would make them a bit more respectful of the lifestyle you have built for them.
Best of luck to you, I hope you can get through to them :)

Barbilee - posted on 02/22/2010

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I am married and I have a 14 year old and a 10 year old (both girls) and here is our routine.

In our family we have “responsibilities” we don’t have chores. As a family it is our “responsibility” to ensure our home is clean and safe. That means EVERYONE does everything. We prepare meals together, we do dishes together, we clean house together. DAILY we do a 10 minute tidy every day – we put on 3 - 4 really fun fast songs, we set the time and we each pick a space to “clean” – cupboards, walls, floors, sweeping, dusting, clean out the fridge – whatever – then we just do it – but only for 10 mins. It is fun, fast and every day we get 40 mins of house work in just 10 mins (I have a family of 4). No more struggling to keep the house clean.

On the 15th of the month the 14 year old receives $200 and the 10 year old gets $100. CASH
10% for FINANCIAL FREEDOM -every month they give me 10% of their income to invest.
10% GIVE -goes to pay me for their sponsored sister (through World Vision)
50% NECESSITIES -25% goes to rent, yes, they both pay rent and 25% is kept in cash for necessities – toothpaste, deodorant, clothing, stuff they “need” – I pay for their food (unless they are going out with a group of friends – that comes from them)
10% EDUCATION -books, school trips etc.
10% for EDUCATION -for example my older daughter was saving for a trip with her Teen Group – she saved $800!
10% PLAY -they can spend it on whatever they want – I can say NOTHING about it.

This teaches them responsibility for their actions and their own money. My 10 year old came home from “hanging at the mall” with her friend and her mom with a bag of new socks. I gave her a funny look and she said, “mom, they were in the clearance bin, they were only $5. 2 months ago when I bought this same pack it was $9! I am going to put them in my closet for school”

You can purchase a great eBook at http://www.heyyougetreal.com/NewFWords.h... that will teach your entire family the New F-Words!

Barbilee
Family Success Coach

Angela - posted on 02/18/2010

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Tell them if they want more money, they will have to get a part time paper round, baby sitting job, or something like that so they have to earn it. Maybe it will teach them the value of money and make them realise that there are no 'money trees'.

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Dawn - posted on 02/25/2010

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Exactly Angela. You need to tell them that when they start earning it and spending it, they will feel differently about the whole concept of money and where it comes from. I don't know about you but my parents didn't have it to give and I had to work for my money. We have made life easier for our kids by giving them what we didn't have. We are doing a disservice to them by giving all the time. They need to earn it, even if it is to help you and you give them allowance. They will need to learn to budget better. My daughter is 22 now and she does great with budgeting. Now we are breaking in our 8 year old son. Good luck to you.

Marisa - posted on 02/24/2010

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If there is no money, then's there no money. Does your teenager have a bank account? Teach her how to handle and balance a checking/savings acct. When's there a zero balance that's it!
Tell her to start working...just like other teenagers do.

RicaMarie - posted on 02/23/2010

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Tell her to get a JOB! and learn to say NO and stick to it no matter the out burst and fit throwing and what ever else they may do when they dont get their way!

Tanya - posted on 02/22/2010

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Sometimes we are the ones who create our own monsters. In this case it's money hungry teens. Give them a list of ways to make money around the house an dtake away some priviliges they've had for too long for free. Teach them how to redistribute funds from one thing in the house being paid for that they like versus something they want money for....for example the internet or cell phones or trips with the school, or make up or clothes.

Amanda - posted on 02/22/2010

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my sister are the same way and all i can say is to not give in and tell them they need a job if they want money (i've been working since i was 16) until they have there own job and see how things work they wont understand the meaning of there is nothing left.

Megan - posted on 02/21/2010

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My parents gave my sister and I an allowance, but if I needed more than that I had to earn it myself. You have to set limits and stand by them.

Sandra - posted on 02/20/2010

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Good suggestions below but to these I would add a huge dose of compassion and understanding toward that teen. 1. We all wish for more from time to time but usually 2. what we are really craving are the things that we think more money will buy us: respect from our peers, proof that the money providers value us, you get the picture :-). Talking about #1 can help. You don't necessarily need to talk to the teen about #2 just realize it and model self respect even though you may not have all the money and "stuff" you'd like. Now, I don't have any outrageously wealthy friends but I don't know anyone who doesn't wish for at least a "little more". It's good to want a little more! Keeps us going and motivated! and you bet, even Bill Gates wants "more" of something! So take a deep cleansing breath, sweetheart, and love that kid :-) It really does go by so fast... I know, my granddaughter is already 17!!!!

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