Kandis - posted on 07/08/2012 ( 3 moms have responded )
6
0
i just dont know how to save money im in dept and im being foolish about myh money situtation any ideas to help me get bettter
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Lydia - posted on 07/09/2012
1
0
Some people find that using "The Envelope System" helps them save money. You make different envelopes out for Gas, Utilities, Grocery Store, Emergency, etc... then you only put into the envelope what you typically spend for that subject. Whatever is leftover you put in a savings account.
In our house, I make our laundry soap. Buying it at a store costs about $12-$15 for us, but now I only spend about $5 for a supply that lasts forever. I think it last 136 loads where the store bought only lasts for 30 or so. The recipe for that if you would like to try it is: 1 box of Borax, 1 box of Arm & Hammer Washing Soda, and 1 bar of finely grated soap either Fels Naptha or Ivory. I use Ivory but my Aunt uses Fels Naptha. Either one works just fine though. I hope this helps you out! :)
Amy - posted on 07/09/2012
5,609
33
If you have direct deposit have a set amount that you put into a savings account each week, make sure that it's a separate account from your checking, and tell the bank that you do not want a bank card to access the money. If you have to go directly to the bank to take out the money it's a lot more difficult to make those impulse purchases.
Louise - posted on 07/09/2012
5,429
69
If you get paid monthly then divide your money into 4 to make it last through the week when the bills have been paid. Get a book and write down all your monthly bills, rent, mortgage, electric, gas ,car payments and petrol etc. All of your monthly bills get in this book. Add it up and take away your wages amount,then you have your disposable income. Divide that amount into 4. Whatever that figure is is what you can spend on food, clothes and paying off any outstanding bils. Do not spend over this amount no matter what and you wont find yourself oweing to any one!
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