Make hubby stop spending!!!! :(

Keisha - posted on 01/22/2010

these are some really good ideas, thank you guys so much :)

Jessica - posted on 01/22/2010

My husband gets about $40 each paycheck for incidentals like drinks at work, lunch if he's running late and doesn't bring his. Other than that he luckily isn't a big spender. He wants things but I just tell him if we have the money or not and that's good enough for him. If I were you I would take away the debit and credit cards and give him cash only. It's way too easy to let spending get out of hand if you charge and don't think about it again until you get that huge bill. I also like the idea of writing down every purchase and taking a look at it at the end of the week. We got a little out of control with take-out after our 2nd son was born and the house was in chaos, it was just easier. But after we added up all the receipts we totally cut back. Good luck! Sounds like you need to give him a reality check.

Aliree - posted on 01/22/2010

Sit down and talk to him. Make sure he gets some spending money ever week and you too. My husband thinks he should get a reward for working so hard so I tell him he gets $20 a week for something for him only. If he wants a game he has to save up for it.

Leslie - posted on 01/22/2010

I agree with Stephanie! That is how we operate as well, my husband smokes, drinks beer and buys lottery tickets. I made him start rolling his own cigarettes. Its really easy and WAY WAY cheaper, you can make a whole carton of cigs for around an initial invest of $18.00 and then there after a carton of tubes is only $2.00 and a bag of tobacco is around $18.00 and the bag will last several months. It has saved us SO much money. But yeah, we each get an allowance of $30 per week cash, and that is for fast food, coffee's, lottery tickets whatever and the rest of the money stays in the account and the only extra purchases we are allowed on the debit card is for gas and groceries, or things for the kids. Someone has to take control of the bank account and bills and since you seem to be the responsible one, it should probably be you. I check my bank account every morning and I grill my husband on every purchase he makes other than gas, etc. If your fiance is going to act like a teenager with his money then you need to treat him like one and give him an allowance! LOL

Stephanie - posted on 01/19/2010

I dont know how you guys operate on debit cards, or cash...but my hubby is not allowed to have any thing but cash and I give it to him.

We sat down one day and made our budget. We both get an allowance and all bills get paid out of the account. All other monies, for gas, grocery, clothes we do in cash. We operate on an envelope system, by Dave Ramsey, if you can take his class I think it will be beneficial.

Explain to your hubby where money needs to go, when he over spends it put pressure and makes living hard. If he wants all those extra, he can save up his allowance money. I would take back those purchase!!!

Best of luck to you!!

Laura - posted on 01/19/2010

i know the feeling but since sittin down and explainin has finally made my partner understand that we dont ave the money to splash e has calmed dwn with the spendin but e stil smokes i jst ask him to make them last longer than they wud usually do jst sit dwn and show him wat the money situation is in black and white incumins and outgoings hopefully that wil wake him up a little gd luck hope this has helped xx