stay at home mom who loves saving money

Essary - posted on 11/14/2008 ( 14 moms have responded )

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Anyone have creative ways to save money? We are a family of four living on one income and I do as much as I can to save money but I still more more advice!

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Carolyn - posted on 02/25/2009

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i have just recently bought the bext book ever!  i saw "america's cheapest family" on oprah or something a little while ago and just bought their book (on sale off a book store's website, it was on their "sale" page.  It's called "America's Cheapest Family Gets you right on the money" by steve and Annette Economides.  I have only gotten to chapter 5 (only had it since mon).  one thing that they say to do that really helps is only go grocery shopping once a month.  they also say to coupon clip.  they have a group of people that they share the newspapers with.  you take the coupons you want out and pass it along to someone else, and so on then you end up with more then one coupon for the same thing.  it's an increadable book so far.  the one thing that i find is a money saver for birthday parties and chirstmas is if you have readers to buy for check out the clearance section on book store's websites, here in Canada i use Chapters.ca  you can often get kids books, cookbooks, everything for between $1-$5 each.  I've bought my husband hard cover books that he likes for $2 each, kid's books for my niece's for the same.

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Vicki - posted on 11/16/2008

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I ditto using the cash system. When I would use my debit card, often I wouldn't even look at the total. I would just swipe the card and have no idea how much I just spent. Not possible with cash!

Melissa - posted on 11/16/2008

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I buy fresh chicken breasts when they are on sale (our local market puts them on sale for 66% off every couple of months). I poach up to 5 lbs at a time, cube it, and then freeze what I don't need that day. The day that I need it, I thaw the little bit I need in the microwave. I use it in Chicken Pot Pie, Fetticini Alfredo, casseroles, pastas, almost everything. This way we are getting high quality meat at little cost and high convenience.



I also chop lots of onion at one time and freeze it. I throw a handful into a recipe that calls for chopped/diced onions. It's a great time saver.

Jennifer - posted on 11/16/2008

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I am loving this thread! I'm going to call my cable co. first thing tomorrow!

Holly - posted on 11/16/2008

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I learned first hand that you should call your cable and long distance carriers and ask if you are getting the best rate! My cable bill went down $30/month without losing any channels because we had some "old codes"...whatever that means. I don't think long distance carriers aren't required to inform you of rate changes to your LD. They will increase your rate when they need to, but if the rate goes back down, they won't lower your rate again if you don't ask them to! Call once or twice a year to make sure you are getting the best rates available!

Amber - posted on 11/16/2008

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If you have not started your Christmas shopping, letting the kids make something from grandma and grandpa is a great way to save money. I stated doing this last year because we live 3000 miles from family so we do not go home and we save over $500 just on Christmas. Another thing that we do with Christmas once you are out of high school we are done shopping for you. Once they start having kids we do bye for there kids but it's not a lot and there are a few years to not shop for them. Another thing that we do to save money is I shop the day after Christmas and get things that I know the people on my list would like. Like the bath sets that they put out, teenage girls love them. I save money that way too.

Holly - posted on 11/16/2008

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Dawn Dishwashing Liquid has many great uses! Besides being great for washing dishes (a little goes a long way), it is also one of the top recommended dish soaps for making bubbles at home. AND ask any current/former waitress/server, it is the BEST spot treater for food stains on clothing, especially grease! The best part is that a 15 oz. bottle of original Dawn Dish Liquid (Yes, they still make plain old original! Look on the bottom shelf.) only costs about $.97!! Three products for $.97!!

Breanna - posted on 11/16/2008

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I cut back on my cable so all i have are the local channels and we watch movies instead. This saved us $40 a month, also we cut back on our cell phone plan as much as possible saving us $50 a month. We shut off our air conditioner in the summer and open windows and we don't use lights or lamps during the day we open the blinds which lets plenty of light in. Another thing that saves us is we buy in bulk for toiletries and look for the sales.

Jennifer - posted on 11/16/2008

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Wow! Now that is something I have never thought of doing. Thanks for sharing,

Marea - posted on 11/16/2008

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HI-I HAVE UNNPLUGGED EVEYTHING WE DONT USE ON A DAILY BASIS AND HAVE SAVED $40.00 A MONTH ON MY ELECTRIC BILL!!

Essary - posted on 11/16/2008

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Wow! Thanks for the great advice. There are so many little things I am doing to waste money! The fabric conditioner tip (does this work for shampoos and detergents as well?)and the cash system are great things I should be doing! I am very guilty of buying individually wrapped products and am going to stop immediately! With holidays rapidly approaching I need every extra penny!

Thanks.

Jennifer - posted on 11/16/2008

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Great tips, Louise!
I would add:
-Buy everything in the larger container, never expensive individual packs. ie: raisins, yogurts, snack crackers. Dole them out to the kids in your own little bowls instead.
-No processed foods, they are more expensive and not as good for you. Shop your grocery in a circle and stay out of the middle isles. That way, you will hit the fresh produce, meats, dairy. The only isles I go down are for grains (rice/pasta), beans(dried) & cereals.
-live on a cash system. (we are just beginning to do this and boy, does it keep me honest!) I always used my debit and if I went over just a little (or a lot) at didn't matter. But now, I only take the amount of cash I want to spend, use my calculator, stick to my list and its working brilliantly!

Louise - posted on 11/15/2008

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hiya..im new to this circle of mums but loving it already

i also am on one wage and have 3 children and find budgeting and saving money very hard

tips i use are

make my own bread with bread maker

use freecycle..all the time!!!

go to car boots for kids toys and clothes

make my own pictures and wrapping paper with kids prints

make stews and casseroles

when fabric conditioner haldf full fill up with water so goes further

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