what are some money saving tips i could use for this economy?
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Samantha - posted on 11/30/2009
What kind of things are you trying so far?
First thing I would think is cut out certain drinks. Soda, coffee's and late's, even juices can be expensive and not very good for you (yes, even the juice is more like a sugar drink in most cases). Water and milk, maybe some oj are pretty much all we drink.
Next, keep your receipts from EVERYTHING. Write down what you're spending in a notebook and find out what can go and what needs to stay. It's so much easier when you see it in black and white in front of you. Plus knowing you'll see it on paper help you be more accountable when purchasing.
Don't eat out except 1 or 2 times a month.
Plan out a monthly, by weekly or weekly menu for meals you eat at home depending on how often a paycheck comes in. My husband gets paid every two weeks so I look at a calendar and cross out the days we aren't going to be around for dinner (meetings or church) and fill in meals for the rest of the nights. This helps two ways: first, by letting us know what we're eating so we don't get frustrated with not having anything and eat out. It also helps by keeping the grocery list limited to what you actually need for the meals you are going to eat.
There are tons of other ideas that are available on the internet and in the library but those are just a few off the top of my head.
Stefie - posted on 11/29/2009
1. free cycle- a yahoo group that promotes reusing to other people that may use what you might have thrown away
2. WIC- if you qualify gets your child basic food
3. cut out what you don't need (look hard at how you spend your money and what you can live with out, it is often surprising)
4. coupons- (make sure they are worth your time, if you are a busy person skip this one, we work really hard and only save about 4.00 per week)
5. Meal plan & freeze meals- helps prevent buying unnecessary extras that end up going bad
Gabby - posted on 12/19/2009
GumdropSwap (http://www.gumdropswap.com) is a unique spin on children's consignment. It is the first online Children's Clothing Swap Club that allows you to swap the clothing your children have outgrown for bigger sizes. I started this business when I was laid off earlier this year. I was appalled to discover how many people throw away clothes in great condition. Especially when so many families are struggling financially. As a new mom, I know how fast children grow and the strain to keep up with the demand. I wanted to figure out a way for parents to get rid of the things their kids had outgrown and be able to get "new" clothes with minimal cost. I was also determined to have an eco-friendly business. It's an opportunity to save money while respecting our planet. Let me know if you have any questions.
Christy - posted on 12/13/2009
I am not sure about how many, but you can call some of the hospitals and see if there are other ways of paying hospital bills. There is one where I live that will let you deduct 10 cents off of your bill for every pop tab you bring in. That's only one thing on the list, but sometimes every little bit helps.
Pam - posted on 12/13/2009
Menu planning can be a huge saver. I found it saves on the grocery budget and when I get home I do alot of the prepping the same day and put whatever I can into a freezer bag with the side dishes in smaller ziplocks inside. When I need a meal I pull out the freezer bag and defrost and cook. It also helps to figure out what I need for the next list. Various magazines have a weekly meal menu or there are various websites online for this such as Kraft.com Coupons only work if you already buy the item. It defeats the purpose if you purchase something that you would never buy otherwise to save 50 cents.
Christy - posted on 12/13/2009
Coupon shop. Go directly to the websites of the brands you will buy and print off the coupon. When you go to the store, some of the time there are the extra coupons you tear off of the aisle. Pull a few of all off. They might help you later. Make your own products. Instead of buying cookies already made or refrigerated, take the time to make them for example. Go to Clubfreebie.com. They have sample size things for free or coupons. Anything that says participation required would not be a good idea though.
Alexandra - posted on 12/10/2009
One thing I did a couple of months ago was to go through my cupboards/fridge and pick out the products that I buy on a regular basis (milk, butter, bread, cereal, cheese, dishsoap, laundry products, etc.) and contacted (mostly through email) the company telling them how much I enjoyed using their products. I received terrific coupons and free products through the mail. Apparently, they like hearing that they're doing a great job! I use coupons but I'm not crazy about it...I saved $28 last week using them which I think was worth it.
A few money savers I always use are; meal planning and making stuff in bulk (spaghetti sauce, chili, stews, lasagna, casseroles) they freeze well and the mess is made once and dinner is sitting in the freezer waiting for a night we have no plans. Turn the thermostat down one degree...doesn't sound like much, but it does work. Run your dishwasher at night. Get books, magazines & DVD's from the library rather than ordering/renting them...all free. Buy a ton of plain white washcloths (I bought 50/$6 at Walmart) and use them instead of paper towels. This surprised me how much paper towel we were actually using. Make coffee at home rather than spending a fortune at Starbucks, make a great lunch exactly how you like it, pack it and save a bunch. Think twice before you buy anything. Recently, rather than buying new curtain rods/photo frames to go with new decor, I kept the ones I had and spray painted them (cost $4). Even gift cards; I recently bought some for holiday gifts for manicures and rather than spending $35 for a spa, I bought them for $15 at a nail shop. Good luck!
Ruth - posted on 12/05/2009
frugleLADYs@yahoo.com join for free and ask any questions you want. ill probly be the one awansering because most of the ladys are quite.
the biggest thing that any one can do to save money no matter what is not waste, use stuff up even if its a different use than others use it for use it, reuse it over and over agian.
Anni - posted on 12/01/2009
*earth's best 800-442-4221
*window child proofing kit 800-506-4636
*triamenic 888-935-5543 ask for coupon
*playtex 800-222-0453 press 1 then 5 for coupons, www.playtexbaby.com
*johnson & johnson 800-526-3967, www.johnsonbaby.com, www.babycenter.com , www.baby.com
the johnson sites are weird, be careful what you sign up for, some of the things you can only get for free when you sign up for other things.
*huggies 800-544-1847, www.huggies.com
*gerber 800-4-gerber, www.gerber.com
some of the phone numbers you actually talk to a person, just tell them that you want to be signed up for coupons, the rest is automated so just follow the computer prompts.
hope this helps out
Anni - posted on 12/01/2009
Got a magazine from Geico that actually had some pretty good websites for coupons. Thought you might like to check them out.
I haven't really checked them all out yet (my printer won't be here till weds. anyway) but Currentcodes.com has a really easy way to search for codes to enter online when you order things. Make sure to let Robbie know to check it too before ordering any electronics or anything. You can search by store or manufacturer which is kinda neat. Forward to people if you like!
Jennifer - posted on 11/29/2009
I bye my home products oline with Melaleuca because all of their products are safer and they are all concentrated by 6x ,so your using less of products and saving more money.For example the detergent i use is 6x concentrated that equal 6 bottles of tide.
All of my cleaning products are also concentrated and they give you the empty spray bottles so you can dilute the cleaner with water.I also take their vits so i don't get sick.Melaleuca has the highest quality vits.Name store brand only have 15 % Melaleuca has 85% .They have so much more! and u get $100.00 in free products when you join.
Are you interested in making extra income ?
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