~Jennifer - posted on 11/12/2009 ( 126 moms have responded )
Most of you know 'of' me.
Let me tell you 'who I am':
I am, up until 2 years ago, a card carrying Pagan Republican. I voted for Bush....twice. I respected the man, the values, and the policies 'he' spoke of. I cried when he gave his (unwritten from the heart )speech at ground zero - I was there....I saw him speak from his heart with no speech writers, no politically correct advisers, no bullshit [pardon my french].
I believe in family, I believe in life, I believe in American rights, I believe in 'god' and country.
What i don't understand is WHY.
Why am I losing my health insurance. Why is it costing me as much as my rent?
When my husband got laid off from his job at a solar power (industrial) comapny our money from unemployment got slashed in half - from [his paycheck] roughly 800 a week to 385.00 a week on unemployment, we have to pay 798 a month to continue our health insurance. My son has Cerebral Palsy, Autism, Seizures, and developmental delay- he's almost 5, and doesn't speak, can't 'potty' - still in pull ups, and has no cognitive communication skills. (oh, and we have a 2 yr old as well) Think 'pre-existing condition'...when my HSA runs out....no one will insure him. I don't even go to the doctor, and I NEED to, I've needed to go for years..... but it doesn't fit within my 'deductible' (4 grand a year on a group plan) to be able to afford to see a doc for myself, and still have the care that my son needs.....so I go without.
605 a month from SSDI.
I have worked and paid into the system all my life -38 years old, working since I was 14....with nothing- no insurance...- I got health insurance for me and my family last year through my husband's job......now he's 'laid off' as so many are. (the kids were on medicaid prior, my husband and I had no insurance....Dr. Ny-Quil & Dr. Tylenol)
I just this year applied for disability for my son
(...I never applied before this because our pride and our belief in the 'working class ability to take care of our family as long as we did the right thing' mentalitly wouldn't allow me to do so.....I could have had checks for 5 years now)
We applied this july.....BUT ...... if someone (my husband) makes more than 1820.00 - a month.....then we get nothing. ( the standard is 1556 - our unemployment + 452- our allowance for 2 kids+ 2 adults) if we make more than the 1820 -aprox* plus a few ' you worked this month 'subtractions' that the g'vnment makes- we don't get my son's disability b/c we 'made too much' (rent 800, insurance 798, + food+house bills+ car insurance- ...add it up)
Someone please explain to me how the semantics of the new healthcare plan- whether it covers what YOU want or think is right or not.....isn't going to help...ME and MY family.
You don't 'like' the clauses in it....you don't want to 'pay' for it....I don't either. BUT......my family will either have healthcare from the government, or we will lose our home trying to pay for private insurance.
What do we do?
I'm open to suggestions.