I have a debate for you

~Jennifer - posted on 11/12/2009 ( 126 moms have responded )

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Most of you know 'of' me.



Let me tell you 'who I am':



I am, up until 2 years ago, a card carrying Pagan Republican. I voted for Bush....twice. I respected the man, the values, and the policies 'he' spoke of. I cried when he gave his (unwritten from the heart )speech at ground zero - I was there....I saw him speak from his heart with no speech writers, no politically correct advisers, no bullshit [pardon my french].

I believe in family, I believe in life, I believe in American rights, I believe in 'god' and country.



What i don't understand is WHY.



Why am I losing my health insurance. Why is it costing me as much as my rent?

When my husband got laid off from his job at a solar power (industrial) comapny our money from unemployment got slashed in half - from [his paycheck] roughly 800 a week to 385.00 a week on unemployment, we have to pay 798 a month to continue our health insurance. My son has Cerebral Palsy, Autism, Seizures, and developmental delay- he's almost 5, and doesn't speak, can't 'potty' - still in pull ups, and has no cognitive communication skills. (oh, and we have a 2 yr old as well) Think 'pre-existing condition'...when my HSA runs out....no one will insure him. I don't even go to the doctor, and I NEED to, I've needed to go for years..... but it doesn't fit within my 'deductible' (4 grand a year on a group plan) to be able to afford to see a doc for myself, and still have the care that my son needs.....so I go without.

605 a month from SSDI.

I have worked and paid into the system all my life -38 years old, working since I was 14....with nothing- no insurance...- I got health insurance for me and my family last year through my husband's job......now he's 'laid off' as so many are. (the kids were on medicaid prior, my husband and I had no insurance....Dr. Ny-Quil & Dr. Tylenol)

I just this year applied for disability for my son

(...I never applied before this because our pride and our belief in the 'working class ability to take care of our family as long as we did the right thing' mentalitly wouldn't allow me to do so.....I could have had checks for 5 years now)



We applied this july.....BUT ...... if someone (my husband) makes more than 1820.00 - a month.....then we get nothing. ( the standard is 1556 - our unemployment + 452- our allowance for 2 kids+ 2 adults) if we make more than the 1820 -aprox* plus a few ' you worked this month 'subtractions' that the g'vnment makes- we don't get my son's disability b/c we 'made too much' (rent 800, insurance 798, + food+house bills+ car insurance- ...add it up)







Someone please explain to me how the semantics of the new healthcare plan- whether it covers what YOU want or think is right or not.....isn't going to help...ME and MY family.



You don't 'like' the clauses in it....you don't want to 'pay' for it....I don't either. BUT......my family will either have healthcare from the government, or we will lose our home trying to pay for private insurance.

What do we do?



I'm open to suggestions.

MOST HELPFUL POSTS

~Jennifer - posted on 11/14/2009

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Quoting Traci:

Maybe I should be more clear when I said THIS BILL WILL NOT MAKE INSURANCE COSTS GO DOWN. Maybe for certain people it will, but the equal and opposite reaction will be that others will go that much more up. No, people shouldn't have to choose between insurance and shelter. Got that. But what you are hoping for is not going to address the problem. And it's gonna cost a whole lotta money to boot. Other people's money. Money that could go to a business opening up so that your husband can go back to work.

This is why I said I had reasons for not responding to your original post. I knew it would be nothing but smart ass comments from you.

So much for giving you the benefit of the doubt....

I wish you the best and I hope you figure out a way to make it. I really do. Good luck.


Well, as far as the smart ass comments go, we both knew what we'd get from each other......considering we're not each other's favorite people.  =) 



  I was done giving you the benefit of the doubt a few months ago, as I thought you were me....so no shock there.



I guess the thing that really jerks my nads is that there's all this "i'm not paying into a system for other people to use/ I don't need it" BS.   I mean, no offense, but as someone with a family member in public service whose pay and health insurance (probably) comes from state and local taxes, who is paying for your healthcare?  I realize that there is a job involved, but what if they insurance was ammended to ONLY the person with the job?  That would kind of leave you & the kids in the dust if people in your state / town suddenly decided that 'they' didn't want to contribute to 'your' care.  You're not the one with the job, and you're not the one contibuting to the upkeep of public harmony.    How is that any different from you /your taxes (as a collective family) being required to pay taxes to help others, when others are paying the taxes that help you care for yours?



 



 

Jeannette - posted on 11/20/2009

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I'm just getting in here on this one.

As a conservative, ahem, I SUPPORT the public option. I SUPPORT healthcare reform. I am including a link to the latest bill for everyone to read through and get stumped by, like I did. http://www.foxnews.com/projects/pdf/1119...



I did a search for the new bill and Fox news was the first to come up, apparently they are running a story on their front page...so, that is how I got it.



Jenn, my prayers, and love go out to you and yours. I am off to do some research, I'll be back later! I'm serious Jenn....I AM praying for you and your family - and totally not offended by anyone who is not Christian or involved in organized religion. Otherwise, I couldn't have married my dear atheist husband! This is really on my heart Jenn!

[deleted account]

You don't have to pay for COBRA until you use it; are you in a situation where you can skip your next check-up--or else just pay for it out of pocket--until you're able to fill out the appropriate paperwork for that doctor?

JL - posted on 11/17/2009

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I have Tricare in fact I have always had most of my life Tricare as my main insurance provider and I HAVE NEVER had any issues. I have never felt like my needs were not being served. I have never felt like I am recieving below standard care. I have never had to deal with an assigned doctor I did not like, I just simply picked up the phone and requested another. I have never had to wait horrific amounts of time for care or had to sit in an ER for an outrageous amount of time. The only time I did was at a civilian hospital when I was pregnant sick and bleeding and I waited 7 hours for care..in a military hospital the longest I have waited in the ER 2 hours because an acute emergency from a car wreck came in. I have never ever ever been told take an advil and then had my doctor call it a day. My doctors have always been very thorough. In fact I am not exaggerating every doctor I or my kids have seen have always called my house 2 days later after seeing us to check up on us and see how we are doing.



BUT then again I have grown up in the military and therefore I have educated myself on how the system works and I am proactive in my care. I don't sit back and complain because I don't think I am getting great care or because I don't like being assigned a doctor or all the other crap I hear people complain about. NIne times out of ten those who complain are the people who don't educate themselves or demand better care.



YOu have the right under Tricare to choose your doctor yes they assign you a doctor when you first enroll in the system and whenever you move into a new region but you can refuse that doctor and choose a doctor of your own preferance who is in network and suprisingly in military areas a great deal of civilians hospitals and private practices take Tricare. YOu have the right to consult with any other medical professional for a second opinion. You can ask Tricare for permission to go off the installation to a civilian provider in the region and I have never had Tricare refuse. YOu have a right to see specialist if a specialist is not available in the military hospital Tricare has to find you a provider in the area you live in. If you have to travel over a certain number of miles they will reimburse you for travel expenses if that is the only specialist available in the area.



According to Tricare and most other insurance companies they cover medically neccessay ultrasounds ....determining gestational age, evalulating fetus growth, conducting a biophysical examination of fetus well being, evaluating suspected ectopic pregnancy, defining cause of vaginal bleeding, diagnosing or evaluating multiple gestations, confirming cardiac activity, evaluating maternal pelvic masses or uterine abnormalities, evalutating suspected hydadtiform mole, and evaluating fetus condition in later registrants for pretnatal care, but the physician is not OBLIGATED to perform an ultrasound on a patient who is low risk and has no medical conditions.



I think it is absurd when I hear military women complaining that money has not been waisted on them getting 2 to 3 ultrasounds when they have a perfectly healthy pregnancy. They should be blessed that unlike me they don't have to go through multiple ultrasounds because you are not having a healthy pregnancy. I had 4 to 6 ultrasounds with both my pregnancies because I had complicated pregnancies. I would have loved to have been told all I needed was one ultrasound to determine gestation.



I find it absurd when women complain that instead of seeing their OBGYN in four weeks during the first trimester they have to wait five weeks because the OBGYN they really like is booked until then. Seriously you are having a perfectly healthy pregnancy and have to wait an extra week to see the doctor you like because he is booked with other women who are also pregnant. Well if it bothers you that much you can ask for another OBGYN or get permission to go off base or you can pay for additional private insurance so you can be pampered because god forbid you be seen five weeks not four weeks.



I get tired of people who are not at all proactive about their care, who do not even read the Tricare handbook,who don't even know that EVERY military hospital has a patient advocacy office that will assist you if you are having issues. I get tired of people filling up the ERs and exam rooms for slight colds and then them bitching about having to wait an extra 15 minutes to see their doctor.



I have always when my kids are sick have gotten same day appointments and I go to major military hospitals. I LOVE my doctor she is great. I adore my OBGYN he rocks. My sons pediatrician is like one of my kids grandparents she is great and loving. My daughters doctor is someone who specializes in children with asthma which my daughter has and my doctor specializes in womens health.



I had my daughter at Bethesda one of the best hospitals in the US that serves our presidents and our memebers of Congress. With my son Tricare sent me to the best civilan hospital in the area because the medical facility on base does not deliver babies. I have had amazing caring doctors some graduates from the most prestigious medical colleges in the nation. If you are not proactive with your care and you choose to sit back and deal with a doctor you don't like then that is your fault not Tricares or the military hospital.



I like my medical care and I would recommend it to anyone. In fact my sons doctors is so great she is doing a presentation on her own time for my daughters girls scouts troop about staying healthy by washing your hands. She is bringing a nurse with her and a black light to show what gunk is on your hands.



Military doctors care and they work hard to only receive lesser pay and even lesser respect from all those people who talk crap. We have military doctors and civilian medical professionals working at our facilties. Remember military doctors are also soldiers so they do deploy and put their lives on the line. WIth Tricare I feel like a person and I feel part of the process because I make myself part of the process.

[deleted account]

Quoting Laura:

Every senator I've seen on television has been very happy with their plan...Colleen? Don't you have a gov't plan? Do you like it? Joy the historian? I am honestly curious... military ladies/wives out there...do you like your plan?



Yeah, I have Tricare and it's not as good as my civilian plans were. Maybe I've always just had good plans, I don't know. The initial paperwork when we move regions is atrocious, my doctor was assigned to me, my care is more minimal than my civilian friends' (fewer ultrasounds, less one-on-one time with my doctor, etc). I mean, it's still decent--it's not like we're in a 3rd world country or anything, but my old plans were better. In the civilian world, I felt like a person and part of the process. With Tricare, it's a machine and I'm a number.

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Sara - posted on 09/06/2012

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I am not sure what state you live in, and I know that healthcare can be quite an obstacle for so many.



I live in MN, and here at least, children are going to be covered at some level. It may be through medical assistance (if family income is at or below a certain level), through MN Care (sliding scale income based health care). I am not sure what the coverage is when it comes to people with disabilities, but I would guess better than with people with more typical abilities.



I would go ahead and call the county and state offices and see if there is a sliding scale alternative in your area. This system basically allows people to pay at a more reasonable rate than private insurances offer and phases you out when it doesn't make sense for you to pay the premium through the state any longer (private would cost the same or less).



I don't know too much about it and don't quote me on details, but I would try there.



Otherwise...I see you are pagan and may not be down (I am personally spiritual and not dogmatic at all), there are religious groups and other community service organizations who are often willing to help out families in need. Lutheran social services? The Latter Day Saints (Mormon), Catholic Charities and I am sure many others.



Good Luck and take care!

Caroline - posted on 07/04/2012

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I do not pay health Insurance.
My daughter was born 9 weeks premmie, weighed 3 pounds & 11 ounces, she had many challenges. She was not able to walk un-assisted, she needed support to sit up, drooled constantly, developmentally delayed, frequent body tremors, some seizure like episodes, kind of in a daze all the time, clenched left hand, choking on her food, speach problems, left side weakness etc. She was elevated on her toes when holding her to walk, she was splinted for a leg brace & they wanted to give her botox, but after researching botox and discovering how it’s made and there were no long term studies I decided against it. Her life was restricted & so was mine ...and it looked this way for the rest of her life ... & mine. I felt hopeless.

We were attending all sorts of treatments and therapies which cost a lot. A friend told me about some special wellness supplements from a particular company, she started taking them in her yogurt, after one week she was up walking un-assisted, it made an immense difference to her brain function, memory, balance, mood & cognition in a short space of time. I was elated!

I am so grateful to the person that told me about this incredible technology. She now has a life now ….. and so do I. It’s now over 14 yrs later and she continues to take these special nutrients, she has attended normal public schools, she is almost 16, in a few weeks she begins driving lessons and has just started an after school casual job in a fast paced food takeaway.
http://www.navig8.biz/LifeStyle2

Jeannette - posted on 11/20/2009

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Quoting Jenn:



Quoting Traci:




Quoting Jenn:





Quoting Traci:

Also, Jenn...I am wondering if there are any charity hospitals where your son could have his surgery. My sister in law has CP, too. Back then her parents didn't have insurance and were BROKE. She needed all kinds of surgeries and physical therapy, too. Up here there is a Shriner's hospital that does surgeries for families in need. Are there any like that where you live? It would be something to look into, anyway.










....I'm not taking my son to a charity hospital for surgery that could eliminate his ability to walk if done incorrectly.  The orthopaedic surgeon that is performing his surgery is head of the department, the senior professor of orthapaedics at the university, and has been performing these surgeries for 29 years.   My son should not (nor should anyone's child) have to go to a charity hospital for a procedure that will improve his quality of life. I realize that the Shriner's hospitals are good, however, the waiting list there for therapies are 6-8 months, the waiting list for neurology are between 9 - 12 months. I wonder how long the wait would be for this surgery?  (oh, and even with insurance, our wait for the pediatric neurologist was still 3 months at the place he goes to now.   ....Could be because of the area we live in - we are overrun with doctors - so we have many people that move here just for optimal medical care for themselves and their children) He has the best orthapaedist in our area for this- why should he have to have any less than the best?










 












I understand your concerns, but charity hospitals don't =crap.  My sis in law was taken care of EXCELLENTLY there.  What does he need done?  Does he walk? 








 








I don't think anyone should expect the best if they cannot pay for it.  I would say so if I were in your shoes as well.  A question could be posed in response saying " Why do you expect others to pay for you to have the best?" Right?  Obviously, I think there does need to be something done about pre existing conditions, which I believe my side is all for.  People in your situation DO need help.  I just think this bill doesn't fix the problem, but makes it worse. 








 








I would be terribly frustrated in your postion, I'm just offering a different perspective, that's all.  No offense. :)









No, it's understandable.  He does walk, but with the way he walks (on his toes on the left side, foot turned in and under) he's either going to break his ankle ( we nearly had that issue 3 weeks ago0 or he's going to give himself club foot.  He's going to throw his hip out of alignment, he can't waer shoes because they just fal right off ( doesn't matter what kind of shoes, we've tried them all) and wearing an AFO (leg brace)  is impossible because te tendon is too short.  The AFO causes nothing but pain, and to compensate, he rotates his foot inward which is throwing his hip out of alignment.   Again, I've had several contacts with the Shriner's - they're offering to help with the brace.  The brace doesn't work.   It's a no win situation with them.  He's supposed to start school in January.  (can't send him to school barefoot.........)






As far as what I expect:  I have every right to expect the best care for my son.  Had I had competent care for my son during his delivery - he wouldn't be like this; he wouldn't have had a stroke during his birth. After 4 hours of my begging the doctors for a c-section because I knew somethig was wrong- I finally got the emergency c-section, and my son had suffered a stroke.  So I guess you can see where my opinions of sub-standard care come into play.  Not to be rude.....but I'd give blow jobs on a street corner to pay premiums  before I accepted 'less than the best' care for my child again.  I'm not asking anyone to pay for anything FOR me.  As stated earlier, I didn't apply for disability until just this past July because I don't take 'other people's money'.  And before you ask - no, I didn't 'sue' the hospital.






When the COBRA runs out, as I've said before, our premium costs will nearly double because of his condition.  Obviously, paying through the group plan is cheaper - but only for the 9 months they give you to make other arrangements.  Obviously, lowered premiums and removal of pre-existing conditon rules would benefit our family as well as many other families.  That being said, I still do not think that there should be anyone in this country that has to go without basic healthcare, whether they can afford to pay, or not.






 





I am curious Jenn, and maybe you've stated your reason and I missed it, why didn't you sue the hospital?  That is one of the most popular topics that came up in my cp search.



Yeah, I'm doing cp research to see what is all out there for people.  Do you still live in New York?

[deleted account]

Quoting Jenn:



Quoting Christa:

Mary, didn't the stimulus bill include a subsidy for 65% of COBRA?? They just mentioned it on my local news and I think it's correct. I think the gov't will cover 65% of the COBRA costs as long as you are eligible for unemployment. That would make your COBRA much more affordable. Look into it. :-)

http://www.dol.gov/ebsa/cobra.html






....she's in my boat.  65% = me paying 798 a month.






 






This is EXACTLY what I was talking about, except her pre-existing condition is her unborn baby - our pre-existing condition is the child we already have.






our 35 % = 798 a month.






 






Mary, I'm so sorry you're going through this.






But if Mary's COBRA is just under $1000 a month, then her 35% would be closer to $350. Definitely something to look into.

[deleted account]

Quoting Mary:

Thanks Colleen, I will look into that with our co. I didn't know that about not paying for Cobra up front...I thought we would have to start paying for it immediately after losing it through T's job. I could probably move my next appt. up a couple of days and then try to wait a little longer for the next one. Unfortunately, my OB just told me last time that she wants me to start coming in more often...I started my 3rd trimester two weeks ago...but that makes me hopeful anyway...



Research COBRA laws on your own as well; I once had a company try to tell me that I had two weeks after I left my position to accept or decline COBRA and that I needed to pay up front, which is not at all how COBRA works. I informed them that what they were trying to do is pretty much illegal and they totally copped to it. (BTW, I left that company because of the unethical ownership practices.) Last I remember, you have something like 30 days to accept or decline COBRA coverage, and then either 45 or 60 days in which to use it. You don't have to pay until you use it, but once you do, payment is retroactive. Meaning if you wait until day 44 to use it, you have to make up any previous monthly payments that may have been missed.



My dad has worked in HR for years; I'll talk to him and get a refresher course!

ME - posted on 11/19/2009

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Thanks for all of the information and advice and support. I will look into all of it, and hope for the best...I wasn't trying to start a pity-party for Mary...but I REALLY appreciate all of you ladies...you've brightened my day and my attitude a whole lot!

~Jennifer - posted on 11/19/2009

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Quoting Christa:

Mary, didn't the stimulus bill include a subsidy for 65% of COBRA?? They just mentioned it on my local news and I think it's correct. I think the gov't will cover 65% of the COBRA costs as long as you are eligible for unemployment. That would make your COBRA much more affordable. Look into it. :-)

http://www.dol.gov/ebsa/cobra.html



....she's in my boat.  65% = me paying 798 a month.



 



This is EXACTLY what I was talking about, except her pre-existing condition is her unborn baby - our pre-existing condition is the child we already have.



our 35 % = 798 a month.



 



Mary, I'm so sorry you're going through this.

ME - posted on 11/19/2009

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Thanks Colleen, I will look into that with our co. I didn't know that about not paying for Cobra up front...I thought we would have to start paying for it immediately after losing it through T's job. I could probably move my next appt. up a couple of days and then try to wait a little longer for the next one. Unfortunately, my OB just told me last time that she wants me to start coming in more often...I started my 3rd trimester two weeks ago...but that makes me hopeful anyway...

?? - posted on 11/19/2009

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Oh Mary :( I want to send you money... I'll feed you. I'm in Canada, you're welcome to come here and live with me I'll adopt you or something... I'm serious, come here!!! :( I'm in tears reading/typing this, I am so so so so so sorry that this is happening for you... I want to help you.

ME - posted on 11/19/2009

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alright...it just keeps getting better and better...My hubby and I have made about 200$ too much so far this year, so we don't qualify for ANY state aid. Not WIC, not Food Stamps, and I can't even fill out an application for All Kids until my hubby gets his first unemployment check, which could be 3-4 weeks from now (because he will get his final check from work first). Based on his pay scale + what I made, we won't qualify!

As far as the All Kids (IL., Pregnant Mom INS), there's one doctor in my area that accepts it, he's about 35 min NE of my home town, but not inaccessible. Unfortunately, becuase he's the only one who takes this ins., it takes forever to get an initial appt. He might make an acception in my case, but I can't fill out the forms for at least 3-4 weeks, which means, I have to buy at least one month of COBRA for a thousand $. There are public health facilities that accept state aid, but they are even harder to get into, and when my sister called them begging for appts. because she was 20 weeks pregnant and hadn't seen a doctor yet, they told her they couldn't see her for at least 4 more weeks! Apparently, since IL is one of the hardest hit states by recession and job loss, and we live in a big town that has a very low income population area, their services are in pretty high demand! Looks like we won't be eating till 2010...Happy Holidays to us! I guess that's what I get for paying into the system since I was 14!

Sara - posted on 11/19/2009

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I'm was just thinking the same thing...around here it seems like there are several doctors that accept it. Also, you can see a doctor before you are covered (but after you have applied) and it should cover those visits retroactively.

ME - posted on 11/19/2009

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The COBRA policy is just under 1,000 $$$$ per month...we might be able to do it for one month, but not for three; I make just over 1,000/month...I was only working because I wanted to and not because we needed the income...I'm applying for pregnancy medicaid in IL, but like I said, it took my sis three months to get an appointment...that doesn't do me any good either. I'm teaching, but only part time, and I can't get insurance through the college until I've worked full time for two semesters in a row...the earliest I could have insurance through my job is Fall of 2011...Adjuncts aren't treated very well...I appreciate all the hugs and well-wishes...Thanks...

Sara - posted on 11/19/2009

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That would be nice, but I think the only way that will ever happen is if we somehow turn healthcare into a non-profit business. To me, a gov't public option is step in that direction....that's why I support it.

[deleted account]

Quoting Mary:

So...now it looks like the health care legislation WOULD help my family! My husband got laid off today...I will lose my health insurance on Nov. 30 when I am 27 weeks pregnant...I found out today that I have a suspicious growth on my neck that needs to be removed...not sure whether I should have it done now before our ins. runs out, or wait and see if my husband gets another job quickly that comes with ins. If he doesn't...I will of course, have a pre-existing condition...or...two of them. It took my sister (who is having a baby right now through state aid) 3 months to get a doc. appt., and most jobs have a 90 day wait period for insurance coverage...either way, I will have a baby in 3 months...and any insurance will be too late for me and for the baby I am carrying...



Mary, I'm so sorry! Legally, they have to offer COBRA to you guys. It'll be expensive, but less than having to cover all the hospital costs on your own. Hopefully your husband will be able to find something where he can get your family on a group plan quickly and you can just transition from COBRA to the new plan. So then this kiddo won't be considered a pre-existing condition. And your growth shouldn't be considered a pre-existing condition either.

Sara - posted on 11/19/2009

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I don't think the government would have sole say in that. But right now, some guy (or group of people) in a suit with a business degree who's sole purpose is to make a profit does have that power.

Sara - posted on 11/19/2009

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Quoting Christa:



Quoting dana:




Quoting Christa:





Quoting Laura:

"free healthcare systems" generally don't run on a first come first served basis...generally those who need the help the most are bumped to the front of the line, those who get the shaft are those waiting for elective surgeries.









 










Who decides what is elective??  Our government came out yesterday saying they women under the age of 50 no longer need mammogram, so does that then become elective?  Suddenly to save costs and time the government can decide just about anything is elective.













Just saw this, by now I hope everyone does know that it wasn't the government that came out and said this.









Actually it was the government.  It was the US Preventative Task Force, they are part of the US department of Health and Human Services.  So if that's not the government I'm not sure what is.






http://www.ahrq.gov/CLINIC/uspstfix.htm






 






http://www.usatoday.com/news/health/2009...






 






Q: What is the U.S. Preventive Services Task Force?






A: It's an independent panel of government-appointed experts that reviews medical research and recommends ways to reduce the risk of illness and death. Although it's sponsored and funded by the Agency for Healthcare Quality and Research, part of the Department of Health and Human Services, doctors are not obligated to follow its recommendations. Its influence is con- siderable, however. The American Academy of Family Physicians has endorsed the panel's recommendations on breast screening in the past.





They announced that any government insurance would cover mammograms and preventative care for breast cancer just as it is now. 



 



http://www.upi.com/Top_News/US/2009/11/1...

~Jennifer - posted on 11/18/2009

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Quoting Mary:

So...now it looks like the health care legislation WOULD help my family! My husband got laid off today...I will lose my health insurance on Nov. 30 when I am 27 weeks pregnant...I found out today that I have a suspicious growth on my neck that needs to be removed...not sure whether I should have it done now before our ins. runs out, or wait and see if my husband gets another job quickly that comes with ins. If he doesn't...I will of course, have a pre-existing condition...or...two of them. It took my sister (who is having a baby right now through state aid) 3 months to get a doc. appt., and most jobs have a 90 day wait period for insurance coverage...either way, I will have a baby in 3 months...and any insurance will be too late for me and for the baby I am carrying...



unbelievable.  



Have they offered continuation through COBRA?

Dana - posted on 11/18/2009

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Quoting Christa:



Quoting Laura:

"free healthcare systems" generally don't run on a first come first served basis...generally those who need the help the most are bumped to the front of the line, those who get the shaft are those waiting for elective surgeries.





 






Who decides what is elective??  Our government came out yesterday saying they women under the age of 50 no longer need mammogram, so does that then become elective?  Suddenly to save costs and time the government can decide just about anything is elective.






Just saw this, by now I hope everyone does know that it wasn't the government that came out and said this.

ME - posted on 11/18/2009

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So...now it looks like the health care legislation WOULD help my family! My husband got laid off today...I will lose my health insurance on Nov. 30 when I am 27 weeks pregnant...I found out today that I have a suspicious growth on my neck that needs to be removed...not sure whether I should have it done now before our ins. runs out, or wait and see if my husband gets another job quickly that comes with ins. If he doesn't...I will of course, have a pre-existing condition...or...two of them. It took my sister (who is having a baby right now through state aid) 3 months to get a doc. appt., and most jobs have a 90 day wait period for insurance coverage...either way, I will have a baby in 3 months...and any insurance will be too late for me and for the baby I am carrying...

[deleted account]

Jenn, that's awesome!!! I'm so glad that things are working out--isn't it amazing how, so frequently, things just seem to work themselves out? Whatever you believe in--God, the Universe, as Laura put it, or something else, it's just amazing when things naturally work out. Congrats!

Dana - posted on 11/18/2009

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Oh, Jenn, That's the best news I've heard in a while! I'm so happy for you and your family!

~Jennifer - posted on 11/18/2009

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Just a little update:



A friend of ours called us last night- his dad has a house for rent, at half the cost of the one we have now, in the county we originally wanted to live in, (more country, less 'city') yard is completely fenced in for the kids and he's offering it to us for the first of January, with no deposit / security necessary.



We're going to be ok.

JL - posted on 11/17/2009

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I wasn't particularly referring to you Colleen..sorry if it came off that way. I was actually talking generally about the complaints I have read on the military wives with kids community and things I have heard people throughout the years say..I mean one woman was calling military doctors some horrible names and talking about how she would not even let them give her guinea pig care, because she had to wait one week longer to see he OBGYN. If waiting an extra week early in a healthy pregnancy is the biggest of your complaints then count your blessings and move on.

I think those negative generalized comments about military doctors are completely uncalled for....yes some people have had negative experiences and crappy doctors, the system is not perfect, but I have heard the same amount of complaints from civilians about having negative experiences and having crappy doctors NO system is going to be free of issues and not every medical professional is great some are crappy doctors. My grandfather is a retired doctor so believe me I have met many civilian doctors he has worked with and not all of them have been great people who I would want seeing me even though they are well knowledged they lack empathy.

I do get personally peeved when people make generalized statements about the system noty just because I among others have not had a horrible negative experience but mostly because I have freinds in the military who are doctors and one of them died serving this country and it disrespects him and the other medical professionals who chose to become military doctors instead of civilian doctors in higher paying positions who are damn good at what they do and are very caring about their patients.

I just believe that the military system serves as an example of how public health care can work in the US. It shows us what is the best and the worst of that type of system and we can learn from that example. Overall it does well in serving active duty soldiers and their dependents but it does fail miserably when it comes to servicing our veterans and their dependents.

My dad is retired and he does not really use his veteran medical benefits much. He is just one of those people who hardly ever goes to the doctor but when he does go he is lucky because he did get 90% disability which helps. My mom on the otherhand is not covered under veterans benefits so they have private insurance for her plus Tricare which she has to make copayements to. Her experience with civilian coverage has been awful.She has Lupus and when she was still completely under Tricare as an active duty dependent she had pretty good care but once my dad retired she had to go out in the private insurance world and fine comparable coverage so she could get the care she needs for her Lupus.

Having a pre-existing condition screwed her over. She got insurance through my dads work but she wanted to keep seeing her same doctors she had under Tricare.... doctors who are experts in what she is suffering from and know her medical history. Well she could not find private insurance that would fully cover visits with the experts and Tricare does not cover all the expenses fully anymore since now she is part of the retiree care.

So now she is going completely deaf in both ears and her doctor has her taking steriod shots directly into her ear canals to safe enough of her hearing to allow her to get hearing aids...which niether of her insurance providers will cover hearing aids. The shots are not covered my either of the insurance providers....Tricare or her private and no other insurance company she can find will cover it so my parents thankfully they can afford it have to pay thousands of dollars out of pocket everytime she gets a shot in order for her to get the care she needs.

I really do think that we can use the military system as a stepping ground and improve upon it and learn from it. One thing the military is really great is that when people come into the ER for BS things they turn them away and tell them if you do not meet the criteria for emergency care then you HAVE to leave. Which is why you don't wait 7hours in an military facility ER.

[deleted account]

Good gravy, Joy, how do you really feel? ;-)

I wasn't complaining; did I sound like I was? If so, I didn't mean to be. I was just pointing out some of the differences that I've found between Tricare and other insurance plans. You sound like you've had some great experiences; I've talked to women from both sides of the spectrum. If you've had Tricare for most of your life, though, you haven't really experienced civilian health insurance. Like I said, my Tricare isn't terrible. It's definitely more of a pain in the butt than my civilian insurance was, but such is life. All things being considered, my civilian health insurance was better.

Amy - posted on 11/17/2009

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Quoting Traci:



Quoting Laura:

Every senator I've seen on television has been very happy with their plan...Colleen? Don't you have a gov't plan? Do you like it? Joy the historian? I am honestly curious... military ladies/wives out there...do you like your plan?






Well, Laura, just so you know, the senators are happy with their plans.  But that's because their plans are different AND WILL CONTINUE TO BE DIFFERENT THAN THE ONE OUTLINED IN THE BILL!!!   That's one thing that has people so outraged about this.  Congreess is not subject to this plan, just we are.  Sounds like a red flag to me....






 






We were in the military.  It was okay, but that is a very small scale, and there were problems with it.  The military docs are notorious for telling you to take an advil whenever you've got something wrong.  It was a running joke while we were in about that. 






Plus, you have to remember that most of the costs of healthcare are in the last years of life....and the military generally consists of healthy, younger people.  The old folks have long since retired...and have you heard about the crappy VA hospitals??  I don't think military healthcare is a shining example of US gov't success.  But that is just my experience with it.






 






One other thing I remember about the military hospital was one of heirarchy.  I know that the Air Force preggos got the better delivery rooms.  The Army, Marines, and Navy birthing rooms were crappy compared to ours. :)   





Haha!!! Motrin 800 will cure anything, and Air Force doesn't always get better either, not when you only have a clinic instead of a Hospital...Quality of care for the Military has always been an issue. You see,Military can not sue a Military doctor for malpractice. I wish you could, I had a serius issue that my doc ignored, I ended up in the Army's ER where they finally took care of me, when I was released 4days later, i tried to file complaint but because of the heirarchy, it fell on deaf ears. She continued to diagnose pregnant women with cancer, improperly place IUD's, and ignore patient concerns untlill (like me) the women were at WAMC ER or Specialists.



 So I have to agree, Military insurance is only great when you are out of town and have the luxury of seeing a local doc for urgent or ER care.

~Jennifer - posted on 11/17/2009

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Quoting Laura:

Jenn, where in NC are you? Who's your doc.? Not trying to be nosey, my husband is in orthopedic sales (foot and ankle) and there is a very well, best in the nation ortho guy there, not sure he does pediatric though. Just wondering if they are one in the same. Your situation really sucks and I don't know of too many people who would say you don't deserve to get some kind of help. There does seem to be a gap between the worst off and the better off which accelerates peoples fall or inhibits people trying to build themselves back up. It most certainly does need to be addressed but this bill is so full of crap that the reason it's not going to take affect till 2013 is probably because it will take that long for people to understand it. (JK) Anyhow, at this point I feel like if they could just address the people like you who need help and then spend some time on health care reform maybe that would help ease this problem. I was talking to someone about it and the thought came up that if they could handle health care payment and care like the birth to three program that might actually eleviate some of these problems. Birth to three is up and running and it is done wonderfully here and I can't remember if it even looks at ones insurance or lack there of. Anyhow, maybe it's a crazy thought. Just thought I'd share. If you don't hear back from me it's not that I'm offended I just don't have time for debate these days.


Here's the listing for the surgeon from 'American Academy of Cerebral Palsy and Developmental Medicine' (AACPDM)



Richard Henderson, MD, PhD
Richard Henderson, is currently Professor of Orthopaedics and Pediatrics at the University of North Carolina. He received his PhD (in Physiology) and MD degrees from the University of Chicago, and then completed his orthopaedic residency at the University of Iowa. He has been a clinically active Pediatric Orthopaedic surgeon on the medical school faculty at the University of North Carolina since 1985.



Dr. Henderson's busy clinical practice covers the full range of pediatric orthopaedic conditions including such things as clubfoot, neuromuscular disorders, hip dysplasia, pediatric trauma, and spinal deformities. His primary research interest for nearly 2 decades has focused on the impact of various medical and physical conditions on skeletal growth and development, particularly as it relates to bone density and skeletal fragility. He was a founding member of the North American Growth in Cerebral Palsy Project, which is a clinical research collaboration that has investigated multiple issues related to growth, nutrition, and health in children with CP. He has over 70 peer-review publications, and his research has received support from the United Cerebral Palsy Research and Education Foundation, the NIH, and several other agencies.



( I had my son going through Duke and their affiliates prior to going to UNC - the people at Duke were pompous asses, and I just didn't like any of them  - I'm very happy with the care he's received through Dr Henderson)

Laura - posted on 11/17/2009

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Jenn, where in NC are you? Who's your doc.? Not trying to be nosey, my husband is in orthopedic sales (foot and ankle) and there is a very well, best in the nation ortho guy there, not sure he does pediatric though. Just wondering if they are one in the same. Your situation really sucks and I don't know of too many people who would say you don't deserve to get some kind of help. There does seem to be a gap between the worst off and the better off which accelerates peoples fall or inhibits people trying to build themselves back up. It most certainly does need to be addressed but this bill is so full of crap that the reason it's not going to take affect till 2013 is probably because it will take that long for people to understand it. (JK) Anyhow, at this point I feel like if they could just address the people like you who need help and then spend some time on health care reform maybe that would help ease this problem. I was talking to someone about it and the thought came up that if they could handle health care payment and care like the birth to three program that might actually eleviate some of these problems. Birth to three is up and running and it is done wonderfully here and I can't remember if it even looks at ones insurance or lack there of. Anyhow, maybe it's a crazy thought. Just thought I'd share. If you don't hear back from me it's not that I'm offended I just don't have time for debate these days.

Traci - posted on 11/17/2009

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Quoting Laura:

Christa and Traci, I would gladly explain how this works however, I know how you hate having threads about American Healthcare hijacked by talking about Canada's. I have been working really hard not to make any jokes, and not to refer to the system I know, please don't ask if you don't want the answer.



I never asked for an answer I didn't want :) lol

Traci - posted on 11/17/2009

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Quoting Jenn:



Quoting Traci:




Quoting Jenn:





Quoting Traci:

Also, Jenn...I am wondering if there are any charity hospitals where your son could have his surgery. My sister in law has CP, too. Back then her parents didn't have insurance and were BROKE. She needed all kinds of surgeries and physical therapy, too. Up here there is a Shriner's hospital that does surgeries for families in need. Are there any like that where you live? It would be something to look into, anyway.










....I'm not taking my son to a charity hospital for surgery that could eliminate his ability to walk if done incorrectly.  The orthopaedic surgeon that is performing his surgery is head of the department, the senior professor of orthapaedics at the university, and has been performing these surgeries for 29 years.   My son should not (nor should anyone's child) have to go to a charity hospital for a procedure that will improve his quality of life. I realize that the Shriner's hospitals are good, however, the waiting list there for therapies are 6-8 months, the waiting list for neurology are between 9 - 12 months. I wonder how long the wait would be for this surgery?  (oh, and even with insurance, our wait for the pediatric neurologist was still 3 months at the place he goes to now.   ....Could be because of the area we live in - we are overrun with doctors - so we have many people that move here just for optimal medical care for themselves and their children) He has the best orthapaedist in our area for this- why should he have to have any less than the best?










 












I understand your concerns, but charity hospitals don't =crap.  My sis in law was taken care of EXCELLENTLY there.  What does he need done?  Does he walk? 








 








I don't think anyone should expect the best if they cannot pay for it.  I would say so if I were in your shoes as well.  A question could be posed in response saying " Why do you expect others to pay for you to have the best?" Right?  Obviously, I think there does need to be something done about pre existing conditions, which I believe my side is all for.  People in your situation DO need help.  I just think this bill doesn't fix the problem, but makes it worse. 








 








I would be terribly frustrated in your postion, I'm just offering a different perspective, that's all.  No offense. :)









No, it's understandable.  He does walk, but with the way he walks (on his toes on the left side, foot turned in and under) he's either going to break his ankle ( we nearly had that issue 3 weeks ago0 or he's going to give himself club foot.  He's going to throw his hip out of alignment, he can't waer shoes because they just fal right off ( doesn't matter what kind of shoes, we've tried them all) and wearing an AFO (leg brace)  is impossible because te tendon is too short.  The AFO causes nothing but pain, and to compensate, he rotates his foot inward which is throwing his hip out of alignment.   Again, I've had several contacts with the Shriner's - they're offering to help with the brace.  The brace doesn't work.   It's a no win situation with them.  He's supposed to start school in January.  (can't send him to school barefoot.........)






As far as what I expect:  I have every right to expect the best care for my son.  Had I had competent care for my son during his delivery - he wouldn't be like this; he wouldn't have had a stroke during his birth. After 4 hours of my begging the doctors for a c-section because I knew somethig was wrong- I finally got the emergency c-section, and my son had suffered a stroke.  So I guess you can see where my opinions of sub-standard care come into play.  Not to be rude.....but I'd give blow jobs on a street corner to pay premiums  before I accepted 'less than the best' care for my child again.  I'm not asking anyone to pay for anything FOR me.  As stated earlier, I didn't apply for disability until just this past July because I don't take 'other people's money'.  And before you ask - no, I didn't 'sue' the hospital.






When the COBRA runs out, as I've said before, our premium costs will nearly double because of his condition.  Obviously, paying through the group plan is cheaper - but only for the 9 months they give you to make other arrangements.  Obviously, lowered premiums and removal of pre-existing conditon rules would benefit our family as well as many other families.  That being said, I still do not think that there should be anyone in this country that has to go without basic healthcare, whether they can afford to pay, or not.






 






Oh, that is terrible how he got CP in the first place.  That sounds like a blatant case of malpractice.   I know there are people out there suing for much less than that.  I am so sorry.



My family member got hers when she was a couple months old...sleep apnea.  She was born perfectly healthy.  She can walk and stuff now because she had a few surgeries, but she's really tight.  Cp is a terrible struggle for her. 



LIke I said, I feel for you in your particular situation.  There's not much more to say, I guess.  Good luck and I wish him all the best.

Isobel - posted on 11/17/2009

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Christa and Traci, I would gladly explain how this works however, I know how you hate having threads about American Healthcare hijacked by talking about Canada's. I have been working really hard not to make any jokes, and not to refer to the system I know, please don't ask if you don't want the answer.

~Jennifer - posted on 11/17/2009

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Quoting Traci:



Quoting Jenn:




Quoting Traci:

Also, Jenn...I am wondering if there are any charity hospitals where your son could have his surgery. My sister in law has CP, too. Back then her parents didn't have insurance and were BROKE. She needed all kinds of surgeries and physical therapy, too. Up here there is a Shriner's hospital that does surgeries for families in need. Are there any like that where you live? It would be something to look into, anyway.








....I'm not taking my son to a charity hospital for surgery that could eliminate his ability to walk if done incorrectly.  The orthopaedic surgeon that is performing his surgery is head of the department, the senior professor of orthapaedics at the university, and has been performing these surgeries for 29 years.   My son should not (nor should anyone's child) have to go to a charity hospital for a procedure that will improve his quality of life. I realize that the Shriner's hospitals are good, however, the waiting list there for therapies are 6-8 months, the waiting list for neurology are between 9 - 12 months. I wonder how long the wait would be for this surgery?  (oh, and even with insurance, our wait for the pediatric neurologist was still 3 months at the place he goes to now.   ....Could be because of the area we live in - we are overrun with doctors - so we have many people that move here just for optimal medical care for themselves and their children) He has the best orthapaedist in our area for this- why should he have to have any less than the best?








 









I understand your concerns, but charity hospitals don't =crap.  My sis in law was taken care of EXCELLENTLY there.  What does he need done?  Does he walk? 






 






I don't think anyone should expect the best if they cannot pay for it.  I would say so if I were in your shoes as well.  A question could be posed in response saying " Why do you expect others to pay for you to have the best?" Right?  Obviously, I think there does need to be something done about pre existing conditions, which I believe my side is all for.  People in your situation DO need help.  I just think this bill doesn't fix the problem, but makes it worse. 






 






I would be terribly frustrated in your postion, I'm just offering a different perspective, that's all.  No offense. :)





No, it's understandable.  He does walk, but with the way he walks (on his toes on the left side, foot turned in and under) he's either going to break his ankle ( we nearly had that issue 3 weeks ago0 or he's going to give himself club foot.  He's going to throw his hip out of alignment, he can't waer shoes because they just fal right off ( doesn't matter what kind of shoes, we've tried them all) and wearing an AFO (leg brace)  is impossible because te tendon is too short.  The AFO causes nothing but pain, and to compensate, he rotates his foot inward which is throwing his hip out of alignment.   Again, I've had several contacts with the Shriner's - they're offering to help with the brace.  The brace doesn't work.   It's a no win situation with them.  He's supposed to start school in January.  (can't send him to school barefoot.........)



As far as what I expect:  I have every right to expect the best care for my son.  Had I had competent care for my son during his delivery - he wouldn't be like this; he wouldn't have had a stroke during his birth. After 4 hours of my begging the doctors for a c-section because I knew somethig was wrong- I finally got the emergency c-section, and my son had suffered a stroke.  So I guess you can see where my opinions of sub-standard care come into play.  Not to be rude.....but I'd give blow jobs on a street corner to pay premiums  before I accepted 'less than the best' care for my child again.  I'm not asking anyone to pay for anything FOR me.  As stated earlier, I didn't apply for disability until just this past July because I don't take 'other people's money'.  And before you ask - no, I didn't 'sue' the hospital.



When the COBRA runs out, as I've said before, our premium costs will nearly double because of his condition.  Obviously, paying through the group plan is cheaper - but only for the 9 months they give you to make other arrangements.  Obviously, lowered premiums and removal of pre-existing conditon rules would benefit our family as well as many other families.  That being said, I still do not think that there should be anyone in this country that has to go without basic healthcare, whether they can afford to pay, or not.



 

Traci - posted on 11/17/2009

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Quoting Christa:



Quoting Laura:

"free healthcare systems" generally don't run on a first come first served basis...generally those who need the help the most are bumped to the front of the line, those who get the shaft are those waiting for elective surgeries.





 






Who decides what is elective??  Our government came out yesterday saying they women under the age of 50 no longer need mammogram, so does that then become elective?  Suddenly to save costs and time the government can decide just about anything is elective.






Hip replacements are usually considered "elective"  Nice.  That must be why those motor scooter are so popular!  You don't NEED to walk, you know.

Traci - posted on 11/17/2009

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Quoting Jenn:



Quoting Traci:

Also, Jenn...I am wondering if there are any charity hospitals where your son could have his surgery. My sister in law has CP, too. Back then her parents didn't have insurance and were BROKE. She needed all kinds of surgeries and physical therapy, too. Up here there is a Shriner's hospital that does surgeries for families in need. Are there any like that where you live? It would be something to look into, anyway.






....I'm not taking my son to a charity hospital for surgery that could eliminate his ability to walk if done incorrectly.  The orthopaedic surgeon that is performing his surgery is head of the department, the senior professor of orthapaedics at the university, and has been performing these surgeries for 29 years.   My son should not (nor should anyone's child) have to go to a charity hospital for a procedure that will improve his quality of life. I realize that the Shriner's hospitals are good, however, the waiting list there for therapies are 6-8 months, the waiting list for neurology are between 9 - 12 months. I wonder how long the wait would be for this surgery?  (oh, and even with insurance, our wait for the pediatric neurologist was still 3 months at the place he goes to now.   ....Could be because of the area we live in - we are overrun with doctors - so we have many people that move here just for optimal medical care for themselves and their children) He has the best orthapaedist in our area for this- why should he have to have any less than the best?






 





I understand your concerns, but charity hospitals don't =crap.  My sis in law was taken care of EXCELLENTLY there.  What does he need done?  Does he walk? 



 



I don't think anyone should expect the best if they cannot pay for it.  I would say so if I were in your shoes as well.  A question could be posed in response saying " Why do you expect others to pay for you to have the best?" Right?  Obviously, I think there does need to be something done about pre existing conditions, which I believe my side is all for.  People in your situation DO need help.  I just think this bill doesn't fix the problem, but makes it worse. 



 



I would be terribly frustrated in your postion, I'm just offering a different perspective, that's all.  No offense. :)

Isobel - posted on 11/17/2009

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"free healthcare systems" generally don't run on a first come first served basis...generally those who need the help the most are bumped to the front of the line, those who get the shaft are those waiting for elective surgeries.

Traci - posted on 11/17/2009

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Quoting Laura:

Every senator I've seen on television has been very happy with their plan...Colleen? Don't you have a gov't plan? Do you like it? Joy the historian? I am honestly curious... military ladies/wives out there...do you like your plan?



Well, Laura, just so you know, the senators are happy with their plans.  But that's because their plans are different AND WILL CONTINUE TO BE DIFFERENT THAN THE ONE OUTLINED IN THE BILL!!!   That's one thing that has people so outraged about this.  Congreess is not subject to this plan, just we are.  Sounds like a red flag to me....



 



We were in the military.  It was okay, but that is a very small scale, and there were problems with it.  The military docs are notorious for telling you to take an advil whenever you've got something wrong.  It was a running joke while we were in about that. 



Plus, you have to remember that most of the costs of healthcare are in the last years of life....and the military generally consists of healthy, younger people.  The old folks have long since retired...and have you heard about the crappy VA hospitals??  I don't think military healthcare is a shining example of US gov't success.  But that is just my experience with it.



 



One other thing I remember about the military hospital was one of heirarchy.  I know that the Air Force preggos got the better delivery rooms.  The Army, Marines, and Navy birthing rooms were crappy compared to ours. :)   

Traci - posted on 11/17/2009

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Quoting dana:



Quoting Christa:




Quoting dana:

Alright, If I don't hear from the doctor, I call and find out my results.

Also, why was his liscense suspended, he should have known it was going to be without a letter from the DMV. I don't understand why it took him a month to get an answer, all you have to do is go to the office and find out.







 








My doctors have always said no news is good news, so I wouldn't call.








 








He thought he might get his license suspended but when he went to court and received all of his other punishments they didn't say a word, so he thought he had lucked out.   And I don't know what your DMV is like but you can't just go to the office.  It's an all day thing just to get your license renewed and he didn't even know who he needed to talk to, which is why he tried to call a million different numbers trying to get someone to tell him what he needed to do.  He goes to school and works full time he can't spend all day everyday trying to deal with the government. I don't know many people who could.








 










Well, I guess my doctor is different.  I always get a call with good or bad results. 






Also your DMV must suck because I can go in and be out in no time.  The general wait for a renewed license is about 15-20 minutes and that's if they're busy.  Ours is also open until 5 and on weekends.  That would seriously be annoying to have such a hard time getting anything done.  Wonder why yours is like that...






I also have to add that it's hardly anyone's fault that your brother thought he "lucked out". 






My DMV is generally about a half hour to 45 min wait.  But, in general, people know that the BMV (DMV for some) is a terrible place to be.  They are known for being rude, slow, and unfriendly, just as the post office is.  Mine are not, thankfully.  I LOVE my post office lady, she's a hoot.  But we live in a town with only 4,000 people, so she knows everyone and is quite friendly.  Most PO's are not like that. 



 



I've never heard of a doc calling you with results...unless it's bad news of course.  The usual is no news, is good news.   Like, for paps and stuff.  I never heard of any doc calling you and saying "you're free and clear, my dear." 

Dana - posted on 11/17/2009

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I would just think that if the general rule is automatic loss of license then you don't need a judge to tell you, yet again. Although I do understand your point, I personally would have found out for sure. BTW, I'm now curious as to how many people in the US don't have a DMV office to go to, what the hell is *that* all about

Isobel - posted on 11/17/2009

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Every senator I've seen on television has been very happy with their plan...Colleen? Don't you have a gov't plan? Do you like it? Joy the historian? I am honestly curious... military ladies/wives out there...do you like your plan?

~Jennifer - posted on 11/17/2009

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Quoting Traci:

Also, Jenn...I am wondering if there are any charity hospitals where your son could have his surgery. My sister in law has CP, too. Back then her parents didn't have insurance and were BROKE. She needed all kinds of surgeries and physical therapy, too. Up here there is a Shriner's hospital that does surgeries for families in need. Are there any like that where you live? It would be something to look into, anyway.



....I'm not taking my son to a charity hospital for surgery that could eliminate his ability to walk if done incorrectly.  The orthopaedic surgeon that is performing his surgery is head of the department, the senior professor of orthapaedics at the university, and has been performing these surgeries for 29 years.   My son should not (nor should anyone's child) have to go to a charity hospital for a procedure that will improve his quality of life. I realize that the Shriner's hospitals are good, however, the waiting list there for therapies are 6-8 months, the waiting list for neurology are between 9 - 12 months. I wonder how long the wait would be for this surgery?  (oh, and even with insurance, our wait for the pediatric neurologist was still 3 months at the place he goes to now.   ....Could be because of the area we live in - we are overrun with doctors - so we have many people that move here just for optimal medical care for themselves and their children) He has the best orthapaedist in our area for this- why should he have to have any less than the best?



 

Traci - posted on 11/17/2009

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Quoting Laura:



Quoting Traci:





*Because it's a PAIN IN THE ASS DEALING WITH THE GOV'T

... As a matter of fact, we are having the same issue with the H1N1 vaccine here in Canada, the problem seems to be that there simply is not enough to go around and so they are giving the vaccine to those MOST at need first...it's kinda' a no-brainer'.







 








 








Well, those words are from my doctor.  Red tape.  Beauracracy.  It's got nothing to do with being a no brainer, as you say.  The gov't is involved, and therefore, it's a big cluster.  She said that is precisely the reason most offices in my area don't have the vax...not because they CAN'T get it, because they don't feel like dealing with the gov't bullcrap.  There is a very real difference there.









Good Doctor Traci...in a period of possible pandemic, they *chose* not to order any vaccine rather than talk to the gov't...I think I'd be finding a new doctor.





Well, first of all..it's not my doctor who isn't carrying it...she's the ONLY one.  She's an awesome doc.  This swine flu is a pandemic, but not in the sense that people are dying in the streets with skin melting off their faces or anything....it's the flu.  Not exactly ebola. 



 



It's also not just a matter of "talking to the gov't"  It's a matter of filling out form after form, paper after paper, etc etc.  Meanwhile, precious time and money is being lost because of the inefficient means of gov't.  I don't blame docs for not carrying it.  Let 'em go to the health dept is what I would say if I were a  doc.  Not worth the hassle. 

Dana - posted on 11/17/2009

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Quoting Christa:



Quoting dana:

Alright, If I don't hear from the doctor, I call and find out my results.

Also, why was his liscense suspended, he should have known it was going to be without a letter from the DMV. I don't understand why it took him a month to get an answer, all you have to do is go to the office and find out.





 






My doctors have always said no news is good news, so I wouldn't call.






 






He thought he might get his license suspended but when he went to court and received all of his other punishments they didn't say a word, so he thought he had lucked out.   And I don't know what your DMV is like but you can't just go to the office.  It's an all day thing just to get your license renewed and he didn't even know who he needed to talk to, which is why he tried to call a million different numbers trying to get someone to tell him what he needed to do.  He goes to school and works full time he can't spend all day everyday trying to deal with the government. I don't know many people who could.






 






Well, I guess my doctor is different.  I always get a call with good or bad results. 



Also your DMV must suck because I can go in and be out in no time.  The general wait for a renewed license is about 15-20 minutes and that's if they're busy.  Ours is also open until 5 and on weekends.  That would seriously be annoying to have such a hard time getting anything done.  Wonder why yours is like that...



I also have to add that it's hardly anyone's fault that your brother thought he "lucked out". 

Sara - posted on 11/17/2009

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Actually, this is the best plan I've ever had. It's better than a plan I had when I worked for a hospital...there is no difference in quality of care because I can basically see whomever I want as long as they are in network, and it's a big network.

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