How do I get health insurance for my son who was dropped from my husband's insurance since he turned 21? and my daughter?

Deborah - posted on 10/24/2012 ( 6 moms have responded )

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My husband is retired navy. my daughter will be 23 on nov 3rd and is still in college. my son turned 21 on aug 7th. we have tricare prime. my daughter will soon be dropped when she turns 23. my son was already dropped. he had just turned 21. just lost his job, and also was assaulted. we are now faced with medical bills in excess of $20,000 and I am scared. I guess you would consider us middle class but we are having so many struggles. I am so used to this all being covered because of my husband's career... but now what? my daughter is employed as well... but what insurance is best for a college student who has no money left because she is paying for college? and how do you get insurance for someone who no longer has a job and can't seem to find another one. So much has happened all at once. I failed to mention that I also broke my leg in two places the same day my son was assaulted so it has been one doctor visit after another for both of us for the last month. I don't know where to begin... what direction to turn... just a lot of fear. Can anyone help me, please...

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Shari - posted on 12/06/2012

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The Obamacare law requires insurance companies to cover children till they are 26 now.

Joy - posted on 10/26/2012

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See if your County or State has a program for people like you. They do have it in ours and I know a lot of people who got theirs from the Government. Best of luck!

[deleted account]

Every college I ever attended had an affordable group health care plan for students. Have you looked into this for your daughter? As for your son, if he was recently laid off and has no job and no income, he should qualify for not only unemployment and Medicaid, but also food stamps and possibly other gov' programs.

Deborah - posted on 10/24/2012

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no, my daughter cant get insurance through her job. she only works 2-4 hours a night, 5 days a week... but i think she makes enough that she probably would not qualify. but i will definitely check. they both are technically still at home but spend a lot of time elsewhere as well so i think that makes it an issue. she pays her own bills. he obviously cant.

Lakota - posted on 10/24/2012

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Does your daughter have insurance available to her where she works? Depending on how much your daughter makes, she is probably eligible for Medicaid, your son also. Get online and look at the web site for the medicaid office in your state. Have your son and daughter call to get some information.

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