i just been approved for my son back up pay and i need to open a bank account with my name and his on it but i have section 8 would i get in trouble for having two accounts?what can i do to use the back up pay for my son?

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Cecilia - posted on 01/14/2013

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even if they decide you owe them money back what they do is take so much out every month. For me, i'm still paying back what they said i owed before. they take $23 a month out.

If you're concerned about what is allowed, call them and ask if you can buy a car and a bedset. Best way to know is to ask.

Liza, you don't have to have it auto deposited, that is just an opinion.

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Marta - posted on 02/25/2017

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So Elisha O'Neal where you able to be approved to buy a car with the money in the dedicated account

Elisha - posted on 12/10/2014

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I'm very glad to hear that I am able to buy a car because the way they made it seem is i can not use it unless its for medical but my sons ten so he has all kids Medicaid so what med bills would i have to pay, (ridiculous)!!! I waited a whole year for my appeal and now the bills that i have accured doesnt matter to them, my monthly check is for bills which is not even close to enough....also i learned the the interest in your dedicated account does not add to your benefits which dont make a bit of sense to me. Thank you for letting us know that I am able to get a car because mines about to take a crap, lol....wish you all the best, thank you so much!!

Liza - posted on 01/14/2013

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@ kelly they gonna deposit the back up pay in a dedicated account so i would no have the check by hand.... and how much should i use to by a car whats a reasonable amount??

Liza - posted on 01/14/2013

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but what about if by the end of the yr they make me pay all that money back?? would they? ssi send me a letter specifically telling me on and how and can spend my sons money...he doesn't need a nurse to come to my house or neither does he needs a wheelchair..so i really don't understand im so confused and frustrated..i need to sign that letter and send it in order for ssi to start sending me my sons monthly checks and back up pay...what should i do??!!

Cecilia - posted on 01/14/2013

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i do not know how they would work that out(i mean section 8). I would think if you explain that the money was given all at once and you will be spending it, they would understand. Call your person at section 8 and ask them.

Kelly had a good suggestion also, although i do know there is a 60 day limit to cash SSI checks.(it will say on the check the expiration) You could always withdraw the money. Keep a safe in the house. I was told to do this BY social security. I had more than 2000 in the bank and they said you owe us. I explained to them i was saving the money for equipment my kids needed which cost 5,000. I asked how can i buy what they need if i'm not allowed to keep it. She said they do not care how much cash i have on hand and that is what i should do.

As far as spending SSI money on a car it is very allowed. The money is to be spent to make your child's life better. A car to get to appointments is allowed. As far as a bed set, i think the same rule would apply. It was spent on your son and it was to make his life better. Keep receipts. At the end of the year you have to tell them where the money went. Then you have proof of all the money spent.

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Your best bet is to hang onto the check until you find the car you want. Then go to the bank and cash the check into a cashier's check in the amount of the car (You will have to pay a processing fee of like $12 or so to get the cashier's check). Deposit only the remaining amount into your bank account. If the remainder would still make your account too high, you could get cash and buy the bedroom furniture, but make sure you buy it quick because it is very dangerous to carry cash. Unless it is an emergency, it's best to keep only a couple hundred dollars in your purse at all times--enough for an emergency, not so much it would be a big deal if you lost it.

All of this should be legal, but it would be a good idea to check with a social worker just to be sure. You can tell them that it is a one time payment and they should be understanding.

Liza - posted on 01/14/2013

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thanks cecilia...
but how about when section 8 see's i have more than 8000 in a account? i think the limit is no more than 3000 in a account. do u think if i get a lawyer he can help me win a case so i can use all of my son's back up money since ssi got restrictions on what u can use it on...i need a car since i walk with my son to all his appts he has adhd and asthma .i also need a new bed room set since his its old and all beat up because of his rage.its there a time frame on when to use the money?

Cecilia - posted on 01/12/2013

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As far as I know it's the amount of money in all bank accounts that they look at. When I applied about 10 years ago i had 3 accounts with my name on it and they said nothing about it being that way. They want all account numbers though so they can look at how much money in whole do you have available.

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