Looking to become a stay at home mom permanently!

Brittany - posted on 10/15/2013 ( 5 moms have responded )

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Hi moms. I am looking to stay at home permanently but having a hard time figuring out how to make this work. I really am having a hard time finding a legitimate job. All these scam jobs and sales jobs want me but, no teaching jobs or 40hr a week, steady paycheck jobs want me. IT is very exhausting and frustrating since I have 2 degrees and 6 years of higher education under my belt. Any advice on how to cut costs and get started in couponing? Even some basic stay at home tips! Thanks

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Julia - posted on 10/15/2013

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Look for areas of your expertise and places where there is a need in the market. Then figure out how to turn that into an opportunity. Then do something entrepreneurial where you have control over your schedule. I have done independent career counseling. I schedule all my appointments when my son is at school and I do a lot via Skype. I get a good hourly rate and I make my own schedule. Look for your opportunities. If you were a teacher can you develop and sell curriculum solutions for home schoolers or develop an at home tutoring program parents can do with their own kids.

Julia - posted on 10/15/2013

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I keep coming back to your question, obviously your question excited me. For a couple of reasons, I was a career counselor for many years, but also because at the moment I am a single mom who is making life work while only working part time and we have managed to maintain a pretty comfortable lifestyle. I have learned a lot on my journey. A few things I have done to make the finances better.

* find a great income property. With a multifamily home or a place were you can create a basement or attic apartment. This helps a lot reduce your housing expenses. But be sure to find that rare jewel in a neighborhood that is mostly one families. You want to be one of the only rentals. Neighborhoods with too many rentals tend not to be as well maintained and not as good school districts etc.

* don't rule out part time professional level work.

* be strategic. You might want to consider going back to your full time gig if you are on maternatiy leave and your job is still held. It is easier to find work when you have a job. Then start looking for something that better fits your needs while you are working. You will have more options.

Julia - posted on 10/15/2013

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Keep having ideas. Check out Stacey makes cents online. There is also a book called the Cheapest Family in America that is really good. They are a family of 4 (maybe 5) that live debt free on 14,000 a year.

Julia - posted on 10/15/2013

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Also, for people who started there own businesses it took time and stamina to get going so you need to be in a financial position to have no income until you get going. But couponing takes a long time to be fruitful. You might get 10 bottles of laundry detergent this week but you still need to eat and do other stuff that isn't on sale and you haven't stockpiled yet.

Julia - posted on 10/15/2013

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What specifically is your academic background? That makes a big difference as to options and area of expertise. I am guessing you have some type of teaching experience but unsure what. Do you need to soley work from home? I teach part time at a college it pays very well and you can teach at night or on weekends when your husband is home. Also Wysant.com allows you to post your services as a tutor and that pays pretty well in my area $35-$75 an hour depending on the subject. There are ligit consulting opportunities that offer a lot of flexibility and part time work. You may want to consider starting something of your own. I know a lot of moms who have started different businesses and it is dependent on your expertise. I tried the couponing thing. What I found as a woman with a graduate degree who had a professional career was that it wasn't as easy as it looks and was very unfulfilling in terms of really getting stuff free etc. if you are well educated there are plenty of opportunities to do things where you can make good money and get a little mental stimulation as well. I still clip coupons here and there but I found that I would rather make some money, use my education and not feel deprived if I want a Starbucks or a mani/pedi.

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