New mom - want to work from home

[deleted account] ( 3 moms have responded )

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I am 9 months pregnant and need opportunities to work from home. This is my first child and I stay with my mom. I have a car note and it's putting a bind on my mom and sisters because I haven't been working. Also after I have my son this month, I want to stay at home to really cherish my moments with him. I want to go back to college this year too so that's another reason why working from home would be a good idea for me so I will be with my son a lot. I have recently started an ecommerce business selling handmade jewelry and wreaths but I'm not getting any traffic or sales. I really need some help asap. Thank you.

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♫ Shawnn ♪♫♫ - posted on 03/18/2015

13,259

21

2015

Ledia, as far as your worry about your kid learning 'all of this' as far as finances, etc go...Its up to you to teach him.

For example, had the OP been my kid (#1, they wouldn't be living in my home, rent free and 9 months pregnant...they'd be paying rent, and working towards me not having to raise my grandchild), I'd have advised against a loan purchase of ANYTHING, since the child obviously didn't have the cash to support the purchase to begin with.

Your advice to use cash is great advice, and works very well. More people would live within their means if they could only purchase something that they had the full cash price saved up to do so. My home was cash purchased, my cars, all cash purchases. Its nice to NOT have debt hanging!

ETA: I don't think you need to worry about your kiddo being ready for life. You give excellent advice.

Ledia - posted on 03/18/2015

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If it were easy, everyone would be doing it.

Most work at home positions are for established professionals who have already proven their worth to a company, so the company works out the compromise in order to keep the valued employee.

The other option is to create your own job, just like you did with the E-commerce thing, but traffic isn't going to just magically flow to your site. Did you optimize your site for search engines? Register with Bing, which is growing fast enough to compete with google now? Where are you advertising? Are you hitting your target audience, or an audience too broad or not suited for your product? How do you stand up to competitors? What do you offer that they do not? Why should clients choose your products over your competitors?

Ask yourself these questions, and develop action plans for each of them and your business will thrive. You just have to put in a good bit of leg work first, and realize that it doesn't happen over night--most businesses take between 3 and 5 years before they turn over a "true profit."

I'm not sure why you would take a note out on a car--car's depreciate in value, and you are paying interest on the note, so you will always be paying more than the car is worth. You should always pay cash for any investment that will not provide and equitable return. THIS is the stuff I'm worried my kid will grow up not knowing about.....seems common sense to me, but so many young people do not understand and they make these poor investments. If you can sell the car, do so, and purchase one you can afford without a note, otherwise, do pay off the note as quickly as you can--the faster you pay it off, the less money you are throwing away on interest that you will never see a return on.

♫ Shawnn ♪♫♫ - posted on 03/18/2015

13,259

21

2015

Well, first of all, if you cannot afford the car note, relinquish the vehicle. It is irresponsible for you to expect your family to pay your expenses.

As far as working from home, most companies will require you to actually put in some face time at their company before allowing you the luxury of working remotely. Perhaps this is something you should have considered BEFORE being 9 months pregnant.

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