Son Wants to Live on Community College Campus

Renae - posted on 07/23/2013 ( 9 moms have responded )

15

0

0

Would it be wise to let my son live on a community college campus 500+ miles away from home, when there community colleges in our area? He's not happy at home and I completely understand why but I don't think moving out is worth the debt college may cost. Any advice?

MOST HELPFUL POSTS

♫ Shawnn ♪♫♫ - posted on 07/24/2013

13,214

21

2014

My deal with my son is that he is to cover as much as he can for living expenses, and we'll figure out the course expenses as we go. He'll have to get loans, and he'll have to be responsible for them, but we'll 'help' as much as we can. Mine just turned 19...

9 Comments

View replies by

Renae - posted on 07/24/2013

15

0

0

I appreciate your responses and your patience. This is a new experience for both of us and I just want to make sure that I guide help as accurately as possible as he begins his journey to success. Thanks for everything!

Renae - posted on 07/24/2013

15

0

0

His job was another thought, although it does not take priority over education. He could stay home, keep his job and save the first couple of years - for a car or whatever else he may need. I just wasn't sure if taking out a loan to help cover housing costs was the wisest thing to do when he doesn't have to stay on campus. I also didn't want to pay for it, if I thought it was an unnecessary expense that I personally can avoid but from the advice given, maybe I should let him go. Do I let him take out the loan and be responsible for it himself or should I pay the housing costs?

♫ Shawnn ♪♫♫ - posted on 07/24/2013

13,214

21

2014

Renae, What gave me the impression that you weren't eager to have him at college was the "He's not happy at home, and I completely understand why, but I don't think moving out is worth the debt college may cost"

So, I mis read that. I would check into local lodging possibilities. They don't always have to live on campus, and that's not always the most affordable solution. But, regardless, he's going to have to move out one day, so why not start preparing now? I'm presuming that he's got a job, and is getting ready to be responsible anyway, right?

Amy - posted on 07/24/2013

6,467

33

2386

At 18 I couldn't wait to leave the state, let him go its part if growing up and being an independent adult. Once I left for college I never returned back to my home state and have become a successful adult who is now raising two awesome kids. There is always going to be financial burdens but education isn't one I would skimp on. But before he rushes off to school make sure he realizes that the education portion should come first.

Renae - posted on 07/24/2013

15

0

0

Yes, it can financially work out but with the help of a loan which is what I would like him to avoid until he has exhausted all other options. With community colleges in the area, he has other options. I was just encouraging him to save money his first 2 yrs. of college. At 18 I just don't think he's all of a sudden ready to make financial decisions on his own but every other aspect of college, I believe him to be responsible. Should I just let him figure it out on his own, regardless of the financial risk?

Renae - posted on 07/24/2013

15

0

0

I don't see where I may have indicated that I don't want him to go to college at all because I mentioned the option of community colleges in our area, rather than going miles away. He was taught from a small age that education does not end after high school graduation, so he understands that and is excited to continue his education. To be more specific, my question is basically whether or not it is worth the housing costs, especially if a loan may need to be taken out in order to cover it. I wasn't sure if it is wise to take out a loan for housing, when he has other options. Just trying to help him avoid the extra debt. When he transfers to a university, of course, loans will definitely NEED to be part of the plan from our financial standpoint.

♫ Shawnn ♪♫♫ - posted on 07/23/2013

13,214

21

2014

Whether he's at the cc at home, or the other one, the debt will be there. Why would you want to deter him from something that he could be successful at?

If you don't want him going to college 500 miles away, have you helped him investigate options closer to home? The reason I ask is because your initial post indicates that you really don't want him to consider college at all.

Sarah - posted on 07/23/2013

3,876

14

1082

If it can financially work I would say why not. That is all part of growing up and becoming an adult. Some community colleges are also better then others and specialize in different things. I went to a 4 yr private college out of state.....talk about the debt! But I would not trade my experiences for anything. Living on your own and having to figure out your own rules and be accountable for your own actions is priceless. It also was a growing experience to go through the process of picking which college I wanted to attend. Finances, quality of schooling, and location all were a consideration for me.

Join Circle of Moms

Sign up for Circle of Moms and be a part of this community! Membership is just one click away.

Join Circle of Moms