Baby delivery???

Angie - posted on 08/21/2009 ( 70 moms have responded )

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Does anyone have any ball park figures as to how much it would cost to deliver a baby with an epidural with out any insurance? Any help would be greatly appreciated thank you all in advance!!!

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Hanna - posted on 09/02/2009

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just to clarify, when i said birth, i meant delivery, not prenatal care -- that falls under regular medicaid category and they need to give it to you rather than the baby, however delivery cost falls under baby medicaid and is offered to mother at the time the baby applies for it and you can get it for expenses going back up to 90 days or baby's birth, whichever comes later. good luck!

and for all the moms who are about to attack me for saying this, my husband had a decent insurance through his employer and was making good salary, we were doing fine for a while. then a month before my son was born, he got laid off because his company could no longer afford it, the insurance went to cobra (employer covered it for additional 3 months, so i had insurance at the time of delivery), but my husband couldn't find another job for over 4 months & his unemployment wasn't given to him for about 5 (he already got another job when they finally credited it) because he worked in several states in the previous year (same company, but they moved him around) so it took them a while to get all the paperwork in and figure out how much he was due) so between the hospital bills, doctor bills, and new baby expenses (i.e. diapers, formula (supplement because i didn't have enough milk), baby wash, baby lotion, diaper rash cream, etc.) it took a huge chunk out of our savings.

Hanna - posted on 09/02/2009

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if you're in the US, free. Baby's Medicaid covers whatever expenses come with birth. just make sure you apply for it before you leave the hospital (there's a social worker in every hospital that processes your application, so just fill it out before you leave to go home). you're actually better off not having insurance than having insurance that doesnt' cover everything (because if you have insurance, medicaid doesn't cover anything). and they will give you an epidural if you need it. you might need to go to a less prestigious hospital, but baby's medicaid covers all hospital & doctor expenses associated with birth and you are eligible for it regardless of your legal status if you don't have insurance because it's given to you for the baby. unless you're outrageously rich, they'll give it to you. just say that you guys are not working and can't pay for the hospital stay, so unless you own large property (like properties from which you collect rent), your child should be eligible at no expense to you.

i wish someone would have told me that before i went in, i would have canceled my insurance because between the OB & hospital, my outstanding bills were over $3,000 (ok it was a c-section, but not really by choice -- my cervix was very posterior & high and they couldn't induce me so at 41 weeks they scheduled me for a C because the baby was big and was gaining weight way too fast towards the end). i hope this helps, good luck!

~Jennifer - posted on 08/21/2009

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Why would you have to pay for it? If you're pregnant and uninsured in the US, you automatically qualify for Medicaid, and so does your child for the first year of his/her life.....

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Alice - posted on 04/13/2011

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In 1994, I stayed in the hospital less than 24 hours in the hospital and it cost us $5500.00. I had my daughter in 2002 and I am thinking my 3 day hospital stay including delivery was closer to $10,000.00 But we had insurance so it was only $2000.00. I will also tell you my husband forgot to add my daughter to our insurance and those monthly penetration visits for the next 12 months to get shots and such totaled a whopping $5400.00 This does not include all the diapers and formula and clothes and stuff you have to have.

Amanda - posted on 09/01/2009

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Theres not way you can get insurence? when i was pregnent i had none eather but there is a branch or medicade that is ment for pregnent women and they took care of everything u should call ur local hospital and look into it

Kristen - posted on 09/01/2009

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I was in the same boat as you are last year when I had my third son! My husband also was in the military and his insurance stop 3 months before I was due. So I ended up having to pay everything out of pocket. I ended up pay my doctor about $1700 for him to deliver him and around $500 for his circumcism, and all that was after the 20% discount they gave me for being a self-pay patient. Then, on top of that, I had to pay the hospital $2650 to have him there for room and board for 48 hrs after my son is born. This also was after getting a discounted rate for pre-registering. But, i also didnt have an epidural. This was what i had to pay for a natural birth. And the hospital charge had to be paid before I left the hospital after having my son or I had to pay the full price of like $4000. And I live in Houston so I'm dont sure how they charge in you state. So you might just wanna talk to the billing department of you doctors office and the hospital about prices and payment plans. I hope I have helped alittle on how much it costs to pay for a baby without insurance!!

Patty - posted on 08/29/2009

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also try checking with your local health department prenatal clinic, i had no insurance when i had a baby in Jan. of 09, i thought "oh,god its gonna be a back alley prenantal clinic" it wasnt! I got more personal attention and I was offered "centering appts." they were great,they taught me how to monitor things going on in my pregnancy and i got to learn how to measure my fundus and blood pressure along with weight and urine, this was cheaper for me because they put me on a sliding scale for pay and i definitly got the personal attention and made friends with other pregnant women in the centering group as well. I seen a reg.ob w/my 1st and i liked the health dept. clinic better . and most hospitals have the hospital care assurance program that will discount your bill if your uninsured and dont qualify for medicaid.call your hd and see if they can recomend something.

Cheryl - posted on 08/27/2009

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you qualify for COBRA which extends your current coverage for 18 months at a fraction of the cost of an individual plan. You pay the premium each month and your coverage stays the same.

Laura - posted on 08/27/2009

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My bill before insurance was almost 20K and that was with 2 epideral(which I DO NOT recommend) and a healthy baby and a manatory 3 day stay.

Tara - posted on 08/27/2009

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Im having a similiar issue. We make too much money to qualify for medicaid , but my husbands insurance wont cover us until october , ( something we were completely unaware of until I got pregnant ) that is assuming they decide to cover us at all. You also cant get temporary insurance in the state I live in when you are pregnant.Dont ya just love living in a country where healthcare is a privilege instead of a human right?

Melissa - posted on 08/27/2009

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I hate to be negative but don't assume it will go as planned. I had a c-section after 20 hours of labor. Just something to think about if your thinking about getting prego w/o insurance.

Swati - posted on 08/27/2009

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I had a normal delivery without any insurance in Arizona in June 2009 and I also got an epidural. The hospital cost including the baby care in the nursery, 48 hours stay, food and epidural was $3200 plus $900 for epidural (doc service charge). They charged $100 for hearing test and $200 for pediatrician visit. So in all it was $4400. Also I paid the OBGYN $1700 for all the prenatal care and delivery plus the cost for ultrasounds and blood tests which would be roughly $500. Ask for self pay discount when you talk to your Doc and hospital. The rates they have for self paying patients is ridiculously low than what they bill the insurance companies. Hope this gives you an idea of all the costs.

Tricia - posted on 08/26/2009

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Each state has there own rules for unensured expectant mothers. Your doctor should have been able to help you out with getting help, However if you go to a planned parenthood clinic in your area, they will be able to help you out and give you more info on all your options. I think each state has a state run program like here in New York its Health first and Child health plus....you just pay a minimun payment see it they have something like that by you. Good Luck

Jess - posted on 08/26/2009

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With my little one had Medicaid because my job didn't offer insurance. The hospital didn't bill correctly and I got a bill for the epidural which was over $2500 itself. Then there was 400$ in anesthesiologist fees, 4000 for the doctor, 600 for medication...it was crazy. Luckily it was straightened out. WITH insurance if I have another one I'll have to pay $2000 then 20% of all costs after that and whatever else they don't cover. Don't you love how they won't cover stupid things like dyes for CT scans but approve the procedure? UGh well lots of luck to you!

Penny - posted on 08/26/2009

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It's not the insurance companies by themselves. We need to vote for more competition. I'd hate to think what it would be if the government began control. I would favor the private competition throughout the United States, rather than the state monopolies. The prices of health care w/o insurance companies, and paying straight out of pocket may be better priced for Angie than having the insurance

Penny - posted on 08/26/2009

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Quoting Sharon:

Dang Kristina where do you live? $2k was what I paid after the insurance.... I hate insurance companies... lousy, stinkin' thieving louses...


Dear Sharon:



It's not the insurance companies by themselves.  We need to vote for more competition.  I'd hate to think what it would be if the government began control.  I would favor the  private competition throughout the United States, rather than the state monopolies.  The prices of health care w/o insurance companies, and paying straight out of pocket may be better priced for Angie than having the insurance.

Jill - posted on 08/26/2009

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the epidural cost $1400.....well worth it. The total delivery and 2 days in hospital cost around $12,000 - $14,000 (fortunately, my insurance covered all but $500 of this). It can cost more if you are there longer and if there are any complications. This is definitely a time when you don't want to cut corners. Check with your insurance company...they will have this information and let you know how much they cover and if they cover epidurals. Good luck!

Karen - posted on 08/26/2009

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Just delivery or the cost with pre-natal care too?

I had a normal, healthy pregnancy. I had to pre-pay the medical group (where my OB practiced) out of pocket about $900 (with insurance) for prenatal care... Add in certain 'routine' tests that the insurance didn't cover 100% under our policy, I'd say that was an additional $300. It's probably $3000-$3500 for pre-natal care without insurance.

If I can recall the hospital bill correctly.... Just the delivery and hospital stay was $7000. That included 3 nights. However, even though my pregnancy was total healthy, there was micomium present in my water and they always assume the baby has swallowed it... So, I must have had 8 NICU staffers present in my room at the time of delivery ($$Cha-Ching!$$). They suctioned her lungs (thank goodness everything turned out fine, no complications) but they wanted her in the NICU for observation for 12-24 hours. ($$Cha-Ching!$$) They then released her to the normal nursery for 48 hours.

This is why my hospital stay was 3 nights. If I stayed less, perhaps it would have been cheaper, however the point I was trying to make is: There are aspects to delivery that you have no control over. And at that moment, you won't be thinking about the cost of things.

We got a separate bill for the anesthesiologist (and epidural). I think that was $1500-2000 without insurance.

We got a separate bill for her NICU care. I think that was $4000.

So grand total, if I recall correctly, was $15000. If I had to ball park it, I'd say delivery with epidural plus prenatal care = $10,000. Unexpected NICU care was another $4000.

Alaina - posted on 08/26/2009

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That's what I was thinking. I didn't have insurance for either of mine so I qualified for Medicaid's LAMoms. I believe each state has one but I could be wrong. The only way you don't qualify is if you/your spouse make a lot of money. If you do qualify, they cover everything you could possibly need for pregnancy with the exception of circumcision if you have a boy. Good luck!

Keisha - posted on 08/26/2009

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It would vary from state to state but some hospitals have charity organizations that will help pay your bill. You should check with your local hospital to see if they have a program that helps you pay your bill

Samantha - posted on 08/24/2009

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Well, luckily I had insurance and only ended up paying about $750, which was pre-natal visit co-pays, two out-of network u/s (high risk pregnancy), and the manditory TV charge that gets billed to all rooms at some hospitals. Looking at my insurance statements the whole process would have been between 20-30K. I received one statement that was over 10K and for just part of the delivery -- it didn't include everything. That being said it all depends on your delivery. I labored several hours before needing an emergency c-section then the c-section had complications (excessive bleeding and an infection that required me to check back into the hospital a few days after being discharged). You never know what will happen during labor and delivery or pregnancy in general.

Michelle - posted on 08/24/2009

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All I can say is thank goodness I live in Canada! Didn't cost me a thing and I had the epidural!! Good luck though:0)

Tiffany - posted on 08/22/2009

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First, let me say that I really appreciate your respectful tone...you don't find that often in these threads :)  I will be respectful as well.






 






I was referring to this: "hello wefare!!!! dont be ashamed would u rather pay thousands of dollars"






That sentence right there is very offensive to me.  Yes, people need help sometimes, I get that.  But when she says "would you rather pay thousands of dollars"...that is what is wrong with people nowadays, IMO.  It's your baby, you pay for it.  Sure, we'd all rather spend our money on things such as clothes, electronics, fun stuff...but that doesn't make it okay to take money from others in order to spend your money on wishes rather than needs.  I'm from the school where you pay for your obligations first, then you spend the rest on fun.   I'm just real big on personal responsibility, that's all. 






The comment seemed to encourage the OPer to take help RATHER than pay thousands of dollars.  It's just a very irresponsible attitude, in my opinion.  I didn't get my medical bills paid off for over a year, but I don't expect my neighbor to pay for my child.  There's PLENTY of things I'd have rather spent the money on, but I sacrificed those items in order to pay my own debts.






Either way, the point is moot because the OPer said they don't qualify for assistance anyway, they earn too much.






I mean no offense by anything I said. :)






 






 





No problem girl!! I'm not trying to cause any waves, I respect everybody here :-)



 



I totally agree. if you have the means to pay for it, you should. I don't know about all over, but at least in Ohio where I live, you can only make a certain (small) amount more than what the poverty level is to qualify. So I hope it's that way everywhere, and that people who earn good livings wouldn't be abusing the system.



 



No offense taken at all :-)



 



I just don't know anyone here, obviously, and want to make sure that the OPer and anyone else reading does whatever they need to at least get proper care for their baby. I'd hate to hear of something bad happening because someone COULD'VE gotten the assistance to prevent something-and they chose not to.

Angie - posted on 08/21/2009

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Thank you!! I am due in December. My husbands insurance carried it thus far so maybe it won't be as expensive for the rest of the pregnancy idk.. I'm going to call the hospital and my doctor monday and see what they say..

Megan - posted on 08/21/2009

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I just went through this 4 months ago. We paid cash for all of the doctors visits and hospital. In Arizona the epidural cost $817 plus $1900 to pay the doctor. The hospital has a prepay plan. Just call the hospital and they can give you all of the prices. It depends if you have a vag or c-sec and also how many days you are in the hospital. Over all we spent about 8 or 9000 dollars from start to finish. Good Bye savings. Hope this helped. Good luck!!!! I still have all the prices if you need exact amounts.

Kim - posted on 08/21/2009

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Contact the hospital that you plan on delivering at and they can help you pay a reduced rate for being uninsured. My sister has no insurance, but ended up needing surgery for an ectopic pregancy and the hospital had her apply for medicaid. (I know you don't qualify, but they may still have you apply so that they have an official denial on record) Once her medicaid application was denied because her income was too high they reduced her hospital bills to 20% of the actual bill. Along with reducing her bill by 80% they reduced all ongoing care that she obtains from their doctors or their facilities. She can now see all of her doctors now for only 20% of the normal cost. Also you can set up a payment schedule before delivering and continue paying on it after delivery. My one friend had insurance but it was only an 80/20 plan and she just finished paying on her medical bills and her daughter just turned 5 years old.

Quentilla - posted on 08/21/2009

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I was in this situation myself two years ago...no health insurance when I got pregnant with my first child. I was quoted $10,000 all inclusive, meaning all doctors visits PRIOR to the birth, the hospital stay itself, the delivery, the epidural...everything. Costs probably haven't changed much in the past couple yrs but it is definately pricey. I was in shock, and thankfully found some agencies to help me and my husband out. Good luck finding insurance after you're pregnant though; I couldn't find anyone who would accept me with my "pre-existing condition"



Best wishes to you...it's a scary/exciting enough time without having to worry about finances! You definately should check out Medicaid though...I disagree with the person's comment that you automatically qualify for it if you're pregnant and uninsured (not true) because it is based on income. My husband lost his job around that time and we DID qualify. Whoever said that you automatically qualify just for this reason...ummm, I wonder who told you that?? It depends on how much you and your husband/partner earn annually, any other dependants you may have, expenses, living conditions, etc. It is WORTH checking into, believe me! It's the only thing that got us through.

[deleted account]

Oh my, I am glad to be canadian right now! I have a friend who lives in the US and her birth cost 7k. Good luck with the baby!!

Traci - posted on 08/21/2009

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Quoting Tiffany:



Quoting Traci:

I cannot even believe the aforementioned welfare post...stunning.





It was posted a little bluntly, yes. But getting assistance when your job may not provide healthcare options (or even for other reasons), is not a bad thing, and doesn't make you a bad person.






Not all jobs provide healthcare benefits or options, and buying it privately can be an outrageous expense.






I hope you didn't mean the post was stunning as in a bad way. Because someone getting assistance while pregnant to guarantee a child's well being doesn't make someone a bad person. It doesn't mean they are lazy or jobless. People (in general-not saying you speficially)  often relate the word "welfare" with being lazy, poor, and jobless. And that really isn't the case.






It's a heck of a lot better than some innocent baby dying or ending up sick or hurt because someone couldn't afford proper prenatal care. Especially if someone has an "accident," their only option shouldn't be to either not provide prenatal care or choose to have an abortion.






 






Once you are pregnant, you're pregnant. That's it.






 






And the main focus should be the baby's health. And pride and all other politics should be shelved and put aside.







Hope no one is offended by my post, that's not at all what I meant to do.






I just don't want anyone looked down upon for anything, no matter what it is.





First, let me say that I really appreciate your respectful tone...you don't find that often in these threads :)  I will be respectful as well.



 



I was referring to this: "hello wefare!!!! dont be ashamed would u rather pay thousands of dollars"



That sentence right there is very offensive to me.  Yes, people need help sometimes, I get that.  But when she says "would you rather pay thousands of dollars"...that is what is wrong with people nowadays, IMO.  It's your baby, you pay for it.  Sure, we'd all rather spend our money on things such as clothes, electronics, fun stuff...but that doesn't make it okay to take money from others in order to spend your money on wishes rather than needs.  I'm from the school where you pay for your obligations first, then you spend the rest on fun.   I'm just real big on personal responsibility, that's all. 



The comment seemed to encourage the OPer to take help RATHER than pay thousands of dollars.  It's just a very irresponsible attitude, in my opinion.  I didn't get my medical bills paid off for over a year, but I don't expect my neighbor to pay for my child.  There's PLENTY of things I'd have rather spent the money on, but I sacrificed those items in order to pay my own debts.



Either way, the point is moot because the OPer said they don't qualify for assistance anyway, they earn too much.



I mean no offense by anything I said. :)



 



 

Stefanie - posted on 08/21/2009

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10-14K depending on where you live.
With a midwife and home birth it would cost significantly less. Around 1.5-3K
I paid 3,400 for my home birth and that included everything for the pregnancy and 6wks PP.

Haley - posted on 08/21/2009

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I did not have an epidural but I just delivered my son in march and was in the hospital for 3 days and my total bill came to around $8,500.00. That included my delivery, hospital stay, pain medications afterwards, or course any and all supplies. I am not married and did have medicaid whom was billed but that was still the total bill for everything. It is true that u may be eligible for medicaid and no matter the state or hospital u can have a counselor help u apply for coverage even after u deliver the baby while u r in the hospital. U can just ask to talk to a financial counselor although u may want to try and square your application away yourself before the delivery just so u dont have to worry about it. That way you can have more quite time for you and your baby.

Tiffany - posted on 08/21/2009

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Quoting Traci:

I cannot even believe the aforementioned welfare post...stunning.


It was posted a little bluntly, yes. But getting assistance when your job may not provide healthcare options (or even for other reasons), is not a bad thing, and doesn't make you a bad person.



Not all jobs provide healthcare benefits or options, and buying it privately can be an outrageous expense.



I hope you didn't mean the post was stunning as in a bad way. Because someone getting assistance while pregnant to guarantee a child's well being doesn't make someone a bad person. It doesn't mean they are lazy or jobless. People (in general-not saying you speficially)  often relate the word "welfare" with being lazy, poor, and jobless. And that really isn't the case.



It's a heck of a lot better than some innocent baby dying or ending up sick or hurt because someone couldn't afford proper prenatal care. Especially if someone has an "accident," their only option shouldn't be to either not provide prenatal care or choose to have an abortion.



 



Once you are pregnant, you're pregnant. That's it.



 



And the main focus should be the baby's health. And pride and all other politics should be shelved and put aside.





Hope no one is offended by my post, that's not at all what I meant to do.



I just don't want anyone looked down upon for anything, no matter what it is.

Stevie - posted on 08/21/2009

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when my son {my last} for the both of us it cost about 3000 some not to bad at all i didnt have an epidural but with my son i was induced so yeah i know my first my daughter wasnt much either i cant think of how much she was i think it was somewhere from 2000 to 3000 something but like kristina said it does verry from how big the hospital it is and where its at and state and all that

Traci - posted on 08/21/2009

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And I thank you, Angie :) I was in the same boat when we got out of the Air Force...I had just given birth, though-2 weeks before we PCS'd. We had a brand new baby, and had no insurance, scary time. I remember shelling out all those hundreds of dollars for well baby visits, shots, etc. Not a good time! We had spent our military years filling our savings so that we were prepared for such an event, though. I hope your hubby is able to find a good job soon and I wish you a happy healthy pregnancy and baby :) How exciting!

Angie - posted on 08/21/2009

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lol Welfare is not an option for us we make to much but thank you for the option.

Traci - posted on 08/21/2009

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Well, for my doc, she charged around 3200-but that was no drugs. And that isn't including the hospital part. You get charged from the doc and from the hospital, two bills. But what I would do if I were you would be to call around, get some numbers, but be sure to ask if they would give you a discount for starting your payments up front. Docs don't like getting stiffed, as they often do, and would probably give a discount if you are paying on time or up front. :)

Vicki - posted on 08/21/2009

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NEVER HAD A EPIDURAL,HAD A THREE NATURAL . WHATEVER THE COST IS GIRL YOU WANT IT,DON'T TRY TO BE A SUPER STAR LIKE I DID. THE MONEY IT COST IS SOOO WORTH IT.

Nicole - posted on 08/21/2009

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Hey, I'm from Ohio and just had my third. I had to prepay my ob $2,000 when I was 7 months pregnant - estimated cost of prenatal care + delivery. Doesn't include what my insurance paid. This is of course without any medical interferences (i.e., epidural) and doesn't include baby care post-natal as well as hospital stay. I'm not sure on the total this time around. I only received a $25 copay from my ob and a bill from an independent medical company because we had to rent a piece of equipment for our home for our baby for a few days. I assume I didn't receive any additional billing as my husband ended up delivering the baby on the way to the hospital and most of "the work" was done in our van. Recovery was done at the hospital as well as two nights staying there. I had an induction/epidural with my first and I seem to remember just the delivery aspect of it being at least $5,000 on the bill but that was in 2005. Good luck! Cobra may be the way to go, especially if you want an epidural. You never know what your baby will need either (for us, it was jaundice and she had to get her blood tested daily as well as wear a bilirubin blanket and if you want a boy circumcised, that's a surgery - we had to pay over $150 for both ours post insurance).

[deleted account]

Quoting Katarina:

wow, I'm from Canada and had no idea how expensive it could be to deliver a baby. Everyone here gets medical coverage and if you make under 30k the government pays your coverage for you. The more you make the more you have to pay for MSP(medical service plan). I pay $100 dollars a year. For my private room after delivery it cost me $300, which in turn we submitted to our insurance company and we got reembursed.



Why we don't move to Canada is beyond me...or Europe...

Tiffany - posted on 08/21/2009

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Haha, sorry, I missed some of the responses and I now see that you already addressed the issue of Medicaid :-)

Tiffany - posted on 08/21/2009

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It will definitely vary for millions of reasons. State, City, length of stay for you, length of stay for the baby, complications, if you have to have a c-section....I don't even know if it's possible to give a "ballpark" figure anymore. Someone said 2-3 thousand, but my friend paid out almost 3000 AFTER what her insurance covered....
Are you eligible by chance through the Healthy Start program to receive Medicaid during your pregnancy? I'm not going to butt into your personal business, nor do I want anyone causing a debate over having a baby if you have to be on state/fede3ral assistance, but the fact is, if you are already pregnant, you need what's best for you and the baby no matter what. So if you aren't against it, and are eligible, APPLY. You can get the care and coverage you need for you and your baby while you are pregnant :-)

Good Luck and Best Wishes!

Angie - posted on 08/21/2009

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Yeah my husband just got off the phone with them they want $1,900 dollars every 3 months to continue coverage through them. Which is really high but still cheaper then delivering a baby with out insurance.Which we still don't know how much they will actually cover. If we can't figure anything else out I guess we are going to have to do that..

[deleted account]

Do you know about COBRA? Whatever insurance company your husband had before is required to let you continue coverage with them even after your husband stops working there for up to 18 months (I think). You will have to pay for it but at least you will still be covered and they can't give you the run around about pre-existing conditions since you were already begin covered by them.

Mimi - posted on 08/21/2009

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Quoting Angie:

The medical card only covers pregnant women if you make under a certain amount.According to their standards (in Ohio) our income is too high to qualify. I already talked to them. We are having problems going through other insurance companines because my (condition) is pre existing. I will try to call and talk to them again monday but it is just a run around.Thank you all for you help.



a pre-existing condition? you're giving birth...you're bringing life into the world!!! it's not like you have cancer and will need years upon years of medical care and medicine! it's times like this, when people really need it that i ask myself why we are fighting against public health care for everyone! in a country where the moral majority doesn't want to allow abortions for women and adoption rates are so low, yet when we need the help so we can bring these beautiful children in the world and not have huge medical bills hanging over our heads, we get told no! i really hope that you find a way to get medicaid!

~Jennifer - posted on 08/21/2009

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Quoting Angie:

The medical card only covers pregnant women if you make under a certain amount.According to their standards (in Ohio) our income is too high to qualify. I already talked to them. We are having problems going through other insurance companines because my (condition) is pre existing. I will try to call and talk to them again monday but it is just a run around.Thank you all for you help.



They'll still cover you, and adjust a deductible from the cost.  It's stil going to be cheaper than getting socked w/ pre-natal care and a hospital bill.  If you make over 3,600 a month for a family of 4, they will give you a co-pay amount.  It's called Spend down.



 



 

~Jennifer - posted on 08/21/2009

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Quoting Angie:

The medical card only covers pregnant women if you make under a certain amount.According to their standards (in Ohio) our income is too high to qualify. I already talked to them. We are having problems going through other insurance companines because my (condition) is pre existing. I will try to call and talk to them again monday but it is just a run around.Thank you all for you help.



They'll still cover you, and adjust a deductible from the cost.  It's still going to be cheaper than getting socked w/ pre-natal care and a hospital bill.  If you make over 3,600 a month for a family of 4, they will give you a co-pay amount.  It's called Spend down.



 



 

Lexie - posted on 08/21/2009

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It depends on your case. My delivery was very complicated. Not sure of the exact amount because my insurance covers 100%, but with an emergency c-section and then a special stitch to save my uterus, then 5 days in the hospital, I think it was close to $60,000.00

Amanda - posted on 08/21/2009

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How ridiculious you have to pay to give birth even though you are doing all the work. I would ask for a refund for the hours you put into labour and delivery . :0)

Angie - posted on 08/21/2009

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The medical card only covers pregnant women if you make under a certain amount.According to their standards (in Ohio) our income is too high to qualify. I already talked to them. We are having problems going through other insurance companines because my (condition) is pre existing. I will try to call and talk to them again monday but it is just a run around.Thank you all for you help.

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