Has anyone ever worked for Ameriplan?

Heidi - posted on 02/17/2009 ( 243 moms have responded )

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Hi! I'm wondering if any of you have worked/currently work with Ameriplan. They require about $100 in start up costs, which I'm not comfortable with. If I knew of at least one person who has done it and know it works, it would make me feel better.

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LeeLee - posted on 09/20/2013

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I would just like to let everyone know what I have found out about Ameriplan, and help anyone out there who is considering working for this company! I applied for a position and set up a time that I could speak with a representative. But before that phone call I did a little research of my own. When I looked in the phone book and googled our local Ameriplan office and Sales Rep, we do not have an area representative any longer, they closed their office. Since Ameriplan is basically selling medical and pharmacy discounts, the first thing I did was look up the list of Ameriplan Network Providers in my area. My findings were: we have 0 (zero) Primary Care Physicians in my area, 7 Eye Doctors, 3 Dental offices, 0 (zero) Urgent Cares and 43 Pharmacies. Having this information, I can now see why we do not have an Ameriplan Representative in the area. Because there are very few providers that accept Ameriplan; and that would mean you would have to switch to those few providers if you wanted to benefit at all from the plan.

I finally talked to a representative and asked her how would I be able to sell the plans to family, friends, etc if there are no providers in the area. She said she mainly focuses on getting people that are interested to sign up to be an Ameriplan Representative. Which to me is just a pyramid scheme. I could not do this, it is unethical. If I were a Rep, I would sell the plans, then the individual who bought the plan would find out there were no providers in the area, so they would just cancel their plan. I think the only way a person could even benefit from this is if they were on multiple prescriptions per month that costs a lot of out of pocket money. At least in my area, they have 43 pharmacies to choose from, but I don't know what the savings would be.

Like I have heard time and time again when researching these work from home companies, if you have to pay a company to work for them, then it's a scam, they should be paying you for making their company more money. Paying a monthly fee as well as a start-up fee, that is absurd. Please, always, always google the company and read any posted reviews. I almost fell for another scam this week, but once again the background research paid off.

Hope this has helped!

Samantha - posted on 09/06/2013

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Hello ladies! I just wanted to chime in here. Teresa is an amazing leader on the Freedom at Home Team. She believes in working in transparency....sometimes we don't like the answers or it wasn't what we wanted to hear, but it's the TRUTH and that's what matters. She will never mislead you or "hype" this business up.

With that said, I agree with her in that you should absolutely do your research, and you should believe in the company you choose. Yes, I understand "start up costs" or "fees" are scary, but please don't get caught in the same place I was.....going back to school while balancing a full time job and raising a 2 and 4 year old....all the while searching for 3 long years for work at home. I passed on every single thing that had a fee, because I didn't get why I had to pay. Then a light bulb went on one day...to start my "job", I had to buy slip resistant shoes (shift manager in a restaurant), uniforms, gas to get back and forth to work until my first paycheck, and don't forget daycare. Ugh. That costed me way more than a home based business!!! And I could only work as many hours as they "approved" even though I needed much more income than that. Also, don't forget as I said, I was also going to school (which, if I can remind you costs a LOT of money, and I STILL haven't found a job in my field, but have to pay back almost 30,000 in loans...just saying).

My only regret was that I didn't "get" this sooner. I'm not telling you to enroll with Ameriplan. But I am telling you reseach the difference between home based businesses and jobs with an OPEN mind so you don't waste 3 years looking for something that doesn't exist.

Oh yeah, I did find a "job" from home...I had to pay $175 for their "software", pay for my own background check and drug screen, and had to have silence in my house so back to the daycare...why would I give all that to someone else??? I pay very little for my business, it's 100% tax deductible, I save more than I spend with Ameriplan ($30 on my T mobile bill every month, $5 on every oil change, $40 off of brakes for my car, at least $75/month savings on groceries every month, and that's not even touching my savings on dental, prescription etc. AND my kids can be home with me ALL day!!! No schedule!).

The question was "is it legit?". Yes, we are have 500,000 providers, Good Morning America as well as the American Medical Review did a feature on us, we are affiliated with the FBI (!!!), A+ rating with the BBB, member of the National Association of Dental Plans, do business with WalMart, Rite Aid, Walgreens, CVS blah blah blah blah oh and we have done all that for 21 years. No doubt we are legit.

Now the question is "is it a good fit for you?". I don't know...are you coachable? Are you sick of trading time for money? Do you want to retire in 10 years? Are you willing to work????? If so, call Teresa :-) If not, that's okay too!! A job may be a better fit for you!!

One last thing....grammar makes us "fake"? I don't recall who said that, but I wanted to say I use terrible grammar. I spelled everything properly here just to prove a point, however, most of the time....

I wuz writin like this ;)

But seriously tho, you should find what makes you happy, but have an open mind while you search, because I was NOT loooking for a business....but now I can't imagine doing anything else!!!

Joy M - posted on 07/20/2013

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I tried selling Ameriplan for a year or so. I did everything I could to put the information out there. I put brochures on cars, in grocery stores, etc, and even bought some leads. I never got one single sell. They charge a monthly fee of about $50 to maintain your web site. Then one day I decided to try the plan for myself when I needed a crown. Imagine my surprise to learn it was going to cost me more at a dentist on the Ameriplan plan than full price at my regular dentist.

Jonas - posted on 06/26/2013

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Don't do it! Whatever you do, do NOT give them your credit or debit card number. They will not stop charging you even after you realize that nobody is buying their product. They make their money off of people who want a work at home job. This is not a work at home job. This is just another multi-level marketing ripoff.
Here is the breakdown:
How many people will buy your product? - 1 out of 10? Ok, then you need to talk to 10 people if you want to make 1 sale.
How many sales do you want to make every day? 5? Ok, then you need to go talk to 50 people! Go out and "make it happen"
They will take your money out of your bank account even after you move on.

Teresa Ann - posted on 06/06/2013

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Hi Melissa & the other ladies here with questions...
I so understand your concerns there is a lot of junk out there so yes be careful, do your homework. I encourage that! Also make sure you get the training and support you deserve as a newbie and ongoing!

Here is my experience with Ameriplan I used to work in a dental office for 7yrs... our Dentist took Ameriplan for his patients....they loved it and so did the docotor! SAVING money anywhere from 50%-80% on dental services. That's HUGE! Some of those patients had been on the plan for 15 plus years! !!! When my boss retired and I found I could work with this company I knew what a gem I had found....You see I had looked and looked I tried a few things just not really the change/career until NOW! We are a 20yr old health benefits company, A+ rating with the BBB check it out here http://www.bbb.org/dallas/business-revie...

Many Blessings in whatever you do!

P.S. Please note-Accredited- with the BBB means the "company" pays for that status, our company chooses to stand on it own merit rather than pay for a misleading "Accredited" status. A+

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Teresa Ann - posted 5 days ago

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It saddens me to see so many spammers here on this thread lately. Message me for your ten tips on what to watch for when considering your work at home options. Please be careful..

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Greg - posted on 07/09/2014

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Greetings to everyone reading this comment!!!

I am Greg William by name. I am out here to recommend the effort of Mark Oscar,I was in need of a consolidation loan amount of 50,000 and as soon as I got in contact with Mark Oscar Loan Firm on wednesday last week and on friday last week as well I receive an alert from my bank(Royal Bank of Scotland Group) that the fund was transferred,I want everybody on this site to contact Mark Oscar now via email on how to get a loan because I got my loan from them and I am very happy,so contact them now.

Oscarloanfinance@gmail.com

Thanks!!!!!!

Greg - posted on 07/09/2014

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Greetings to everyone reading this comment!!!

I am Greg William by name. I am out here to recommend the effort of Mark Oscar,I was in need of a consolidation loan amount of 50,000 and as soon as I got in contact with Mark Oscar Loan Firm on wednesday last week and on friday last week as well I receive an alert from my bank(Royal Bank of Scotland Group) that the fund was transferred,I want everybody on this site to contact Mark Oscar now via email on how to get a loan because I got my loan from them and I am very happy,so contact them now.

Oscarloanfinance@gmail.com

Thanks!!!!!!

Teresa Ann - posted on 07/08/2014

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Heads up MOMS! The last 3 post look suspicious proceed with caution!

NANCY - posted on 07/03/2014

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Thanks, Teresa. Please don't take it personally - I just wasn't up for flooding the market with ads, which is all it seemed to be from the training that I completed. I'm glad that it's working for you, and perhaps I could have worked it differently from training that I was presented with. I was skeptical of it, and I did a lot of research on it, but unfortunately this was all the team that I was involved with seemed to do. They pushed very hard to place at least 10 ads a day and call 5 people a day. I felt bad because the ads seemed a bit deceptive to me. After hearing your side, I am convinced that Ameriplan can be a great experience if placed with the right team. I obviously was not on the right team. Thank you for clarifying that.

Teresa Ann - posted on 07/03/2014

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Hi Nancy....sorry to hear you "immediately" cancelled & did not feel it was not a good fit for. I hope the other thing you're doing is a better fit...I've not heard of that company before. As a Leader on my team & in my opinion from 6yrs experience here with this company, I am not sure you would have been able to complete all of the training necessary for success. I am also not sure what team you were on....but choosing a Mentor who you are compatible with & is knowledgeable is super important!

If you've read my past posts I used to work in a dental office prior to my Ameriplan career...that dentist has 100s of folks on the Dental Plus plan some for 15+ years or more. I am a huge advocate for people especially children getting the health care they so deserve! I choose to work the memberships side of my business for that reason 1st and foremost! As well as with Reps mentoring & training them.

What I can share with you about the team I am on doesn't only teach marketing on Craig's List...actually I don't run ads there at all! As a Mentor I teach my team members 5 different types of marketing. I love working with my team members on these marketing techniques. Our Leaders have pulled together all of our resources & created webniars, screen share & Power Point presentations to go with our training calls. (For Moms we recorded them for convenient listening) On Fridays I run a training call for our entire Freedom At Home Team specifically on how to talk with people interested in our Health Care Plans.

If you are interested..... I've posted a freebie on my profile of 10 tips on what to look for when search work at home options. Help yourself ;-)

Have a blessed afternoon!

Teresa Ann Duran-Campbell

NANCY - posted on 07/03/2014

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Hi, Heidi. I signed up for Ameriplan but immediately cancelled my "membership." There are TONS and TONS of Craig's List postings to work for Ameriplan, and that's basically all it is. I read all of the so called training manuals and listened to some of the training calls. Everything is focused on getting enlisting other people to sign up and do the same thing - post ads all over Craig's List. I don't believe it's a scam, but it's just not something that I'm interested in doing. The market is already flooded with these listings, and I don't want to join them.

I've been working with another company for a couple of months now and I really believe in it. There's no selling involved. It's an online store that sells fabulous, non-toxic cleaning products, weight loss products, vitamins, makeup, etc. Anything you could possibly need, from deoderant to toilet bowl cleaner. There's a $29 membership fee to shop their online store (no different than joining Sam's Club, really), then $12 annually. The membership fee is 100% refundable, and so are the products. They have a 100% no questions asked guarantee on everything. The way you make money is by telling other people about their online store. You get paid for each person that you refer to shop. Then you get a percentage of what they spend each month. It's very easy, and the company and products are so great that it's very easy to encourage others to join. If you are interested in learning more check out my blog at http://www.safemommy.org . I'm also going to update my blog with information on other work from home sites as well as ideas for decorating your home office, ways to recycle, etc. Good luck in your search!

Teresa Ann - posted on 07/02/2014

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I really felt compelled to share this story since Health Care is such a real concern these day for all of us! I had an old team member call me today early this morning, asking about the health care benefits our company offers to the public. You see she used have benefits with our work at home company when she was a Rep with us....sad to say she called me from a hospital bed and has no coverage now.
Side note: The only reason she left Ameriplan is she already had another business and it was too much for her to try and run 2.
I feel really blessed to have healthcare benefits with my work at home business, no other company offers them that I know of. My entire family does not have to worry if we are hospitalized we can save between 75-80% with our plan. Even after 6yrs here with this company I am still so thankful I can say I found the right work at home opportunity!

Many Blessings!

Teresa Ann Duran-Campbell

Teresa Ann - posted on 06/24/2014

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Hmm.....the 2 previous post concern me. I have seen a lot of posts/ads online over my 6yrs with this company. As I skim through this tread for the past year or so I can clearly see some scams posted here. Please, Please be vary careful I talked with a woman the other day who got caught up in a check cashing "scam" and is now dealing with Federal authorities. I would hate to see anyone have to deal with that. I have post a link on my profile 10 free tips on what to watch for when looking to work from home. Even if you decide Ameriplan is not a good fit for you make sure you do your research ;-)

Rodger - posted on 06/22/2014

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Good day everyone I am Mr Rodger williams by name, i am a citizen of texas USA, i have been looking forward for a genuine loan company for the past 2 months and all i got was group of scams who made me to trust them and at the end of the day, they duped me of $700 without giving anything in return, all my hope was lost, i got confused and frustrated,i find it very difficult to feed my family, i never wanted to have anything to do with loan companies on net again, because i never trusted any loan company again since i was scammed, so i went to borrow some money from a friend, i told him all that happened and he said he can help me, that he knows a loan company that can help me, that he just got a loan from them, he directed me on how to apply for the loan, i did as he told me, i applied, though i never believed but i tried and to my greatest surprise my loan was granted to me within 24 hours, i could not believe, i am happy and rich again and i am thanking God that upon this scams all over the places a genuine company like this still exist, please i advise everyone out there who are in need of loan and can be reliable, trusted and capable of paying back at the due time of funds to contact ( eladioloancompany@yahoo.com ) they will never disappoint you, your life shall experience a total transformation.

Rodger - posted on 06/22/2014

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Good day everyone I am Mr Rodger williams by name, i am a citizen of texas USA, i have been looking forward for a genuine loan company for the past 2 months and all i got was group of scams who made me to trust them and at the end of the day, they duped me of $700 without giving anything in return, all my hope was lost, i got confused and frustrated,i find it very difficult to feed my family, i never wanted to have anything to do with loan companies on net again, because i never trusted any loan company again since i was scammed, so i went to borrow some money from a friend, i told him all that happened and he said he can help me, that he knows a loan company that can help me, that he just got a loan from them, he directed me on how to apply for the loan, i did as he told me, i applied, though i never believed but i tried and to my greatest surprise my loan was granted to me within 24 hours, i could not believe, i am happy and rich again and i am thanking God that upon this scams all over the places a genuine company like this still exist, please i advise everyone out there who are in need of loan and can be reliable, trusted and capable of paying back at the due time of funds to contact ( eladioloancompany@yahoo.com ) they will never disappoint you, your life shall experience a total transformation.

Teresa Ann - posted on 06/21/2014

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Rodger sorry to hear about you misfortune. I have heard many stories of people who have had this type of experience that is one reason I've posted on my profile 10 tips on what to watch for when looking to work from home. I believe the only thing that truly can change a life is doing something (with hard work) that makes a real difference in peoples lives long term. There are no get rich solutions. Wishing you many blessings ;-)

Rodger - posted on 06/20/2014

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Good day everyone I am Mr Rodger williams by name, i am a citizen of texas USA, i have been looking forward for a genuine loan company for the past 2 months and all i got was group of scams who made me to trust them and at the end of the day, they duped me of $700 without giving anything in return, all my hope was lost, i got confused and frustrated,i find it very difficult to feed my family, i never wanted to have anything to do with loan companies on net again, because i never trusted any loan company again since i was scammed, so i went to borrow some money from a friend, i told him all that happened and he said he can help me, that he knows a loan company that can help me, that he just got a loan from them, he directed me on how to apply for the loan, i did as he told me, i applied, though i never believed but i tried and to my greatest surprise my loan was granted to me within 24 hours, i could not believe, i am happy and rich again and i am thanking God that upon this scams all over the places a genuine company like this still exist, please i advise everyone out there who are in need of loan and can be reliable, trusted and capable of paying back at the due time of funds to contact ( eladioloancompany@yahoo.com ) they will never disappoint you, your life shall experience a total transformation.

Teresa Ann - posted on 06/19/2014

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Hi Mechelle Helton,
You can connect with me via email teresaannduran@gmail.com
Looking forward to connecting ;-)

Shelly - posted on 06/19/2014

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Are there any legitimate work from home positions? I need a way to get a little extra cash but need a way to do it from home.

Donna - posted on 06/05/2014

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I joined and was unable to do all they said I needed to do because I was feeling moral standards broken. It was lying to people to get them to pay money and get nothing. The company said they gave us medical coverage but they just shorted the payment to the doctor or business that we were to go to. There were no doctors in our city and surrounding that would accept the medical coverage. I try to stop and told Ameriplan that this is not for us. Five months of promises to stop taking the payment, emailing everyone and then canceling the card. I am going to small claims with this because they owe me $375.00. The bank is stopping it but the company would not stop. STOP!! Do not get started. A nightmare!!!!!!

Teresa Ann - posted on 06/04/2014

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Sorry for the delay in responding I have been traveling, moving & getting married. One of the bonuses of working from home and having flexibility!

I thought I'd respond to both of the 2 previous comment together since they are similar in nature.

As many of the Moms here know about me working with Ameriplan is not my 1st experience with them. In 2005 I used to manage a dental practice that took the Ameriplan Dental Plus plan we and folks from all walks of like using the plan and saving money I saw this first hand every day for 7 1/2 yrs. I am super passionate about families especially children getting the health care they deserve! So for working with this company was very much inline with my values!

Kyra...Yes, I have made money been working with the company for 6yrs. I have been working full time for 2yrs and replaced my income from my day job prior. The tax break we get for home office deductions overrides anything I have spent running my own business. I hope this helps ;-)

Nick In CA...I have seen the posts on the BBB...all companies have some even the most popular (i.e. Starbuck's or MacDonald's) A business can not please everyone. Here is thie link to our BBB rating http://www.bbb.org/dallas/business-revie...
We still hold our A+ on our own merit,we choose not to be accredited because we would have to pay money top the BBB to get that added to our profile and would rather stand on our own merit. As a 22yr old company there is no question we make sure to take care of any grievances and resolve them timely. This is not our first rodeo as a company nothing to hide here...
From what you said sounds like you my have signed up with us at one time? I can not speak to your particular situation since you did not enroll under me. However, in 6 years I have not had the same experience, as long as an IBO gives written notice (according to the application you fill out & agree to) there should be no trouble & if need be I am always willing to help any IBO you needs to complete this process.

One little warning I would be cautious of any social media posts where the persons profile is not complete & they do not have any followers, likes or friends. Social equity matters! Feel free to get the free tool a list of 10 things to watch for when looking to work from home from my profile. There is a link there....I hope this helps ;-)

Many blessings!
Teresa Ann Duran-Campbell

Howard - posted on 05/25/2014

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Good day. I just wanted to get a bit of insight. I am a business owner out of New York City who uses Ameriplan USA as a supplement for my employees in conjunction with health insurance. Health insurance these days only covers a certain amount of items regarding Medical, Dental and Prescription Drugs coverage. It would allow my employees and their families to get the very important healthcare that they would desperately need. In New York, New Jersey and Connecticut Ameriplan USA has thousands of Medical, Dental and Prescription Drugs providers for their members. Just one last thing for those who say Ameriplan USA is a scam and have done research still take in account while they are not accredited with the "Better Business Bureau" should note that Ameriplan USA is a member of U.S. Chamber of Commerce and The National Association of Dental Plans (NADP). No scam company would be admitted into those association.

Jennifer - posted on 05/24/2014

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Hello Ladies!

I can understand the reservations folks have with joining a work from home business! After doing weeks of research on everything good, bad, and/or ugly about Ameriplan, I decided to become an IBO. And, though many folks focus on recruiting others to get the benefits out there, it is NOT pyramid scheme. This is actually a well-thought out MLM Plan (Multi Level Marketing) which is a perfectly legitimate way to do business. Having researched the company, I found out that the Founders, Dennis and Daniel Bloom, decided to go with home representative because it was the most feasible way to get the info out there and keep the cost of the program down. It was an opportunity to help people save money and make money! I also looked into the A+ BBB rating and discovered that they had only 39 complaints for 2013. Out of 1.7 million members using this nationwide, 20,000 of them Independent Representatives, that is a phenomenal ratio! Additionally, they are partnered with FBI and the Ident-a-child program! That's about as legit as you can get! Is it a overnight success! NO! It requires dedication and hard work just like any other respectful business! That being said.. if you want to know more or want to get started in making a change in your life check out www.myfuturessobright.com !

Tiffany - posted on 05/08/2014

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I signed up about a month ago and have been slowly getting started. I can see how the upper income earners got there. You have to either be outgoing or force yourself to be until it comes naturally talking on the phone is hard for me but I am getting over it. You can get started for $70. If you are going to try it then commit to the training and to giving it your all for a good 6 months and you will see great results.

Linda - posted on 05/06/2014

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Hi George,

I am happy for you that you found your opportunity but you have to be more specific because the red flags are waving , No# Occult and no# 2 666 in email.
You have to be careful out there and research whether an opportunity is legit. I wish you all the success. But most people steer clear of anything with occult in the headline .

George - posted on 05/06/2014

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George - posted on 05/06/2014

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George - posted on 05/06/2014

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Linda - posted on 05/05/2014

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Hi Heidi and anyone else that have asked questions concerning Ameriplan.

I am proud to be a part of a wonderful company the helps people change their life and also help communities with healthcare needs. It isn't 100.00 to get started They run specials to get in constantly because they are aware that people are struggling but want something As again any home based business has some cost. Just like starting a new job has cost. You may be required to purchase a certain uniform or clothing, auto care( gas and up keep such as tires oil changes, etc. then you have eating expenses when you work , childcare expenses. etc. So anything that you do whether it be a job or a home based business has expenses , you have to make a decision of freedom to raise your child and enjoy your children I worked hard and long hours and what I regret the most is not being there when my children were growing up. It passes fast. So if you are young and want to see your children grow up and you are looking for something to do from home , research and find the best fit. I would be glad to have you on my team .
http://www.iboplus.com/lch.
678-834-3645

Ericka - posted on 05/04/2014

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I am currently working with AmeriPlan. HANDS DOWN, the best choice I've not only made for myself but for my family. I put in my resignation letter for my current job and will be able to work from home! Contact me if you need any other information :) I'd love to help someone do the same thing as I am currently able to do.

erickamcgeshick@gmail.com
http://www.careerandfreedom.com/erickato...
Facebook: http://www.facebook.com/BeYourOwnBoss11

Linda - posted on 05/03/2014

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There is a lot of work and planning in sales , and yes it is a numbers game. Bottom line is , you have to have a belief in what you are doing and when it helps others , than this is the gratification .. Ameriplan is backed with an A+ rating of the BBB , has been helping others since 1992. has a great support team that really wants everyone to succeed and will help you to succeed Great training. You need the commitment and a reason to build your business and know up front that it doesn't happen overnight. Daily pay and residual is great. . I am blessed to have found the opportunity. Yes it is a home business, A job is expensive for the stay at home mom with children. there is gas to drive to work , their is daycare for their children , not counting if their child becomes sick and they have to be off from work to attend their child which sets them back financially. Their are companies cutting back hours to under 30 hrs a week so they do not have to supply insurance for their employees. This is happening more and more. So there is a need for people to have healthcare plans that are affordable. We help people that want to work from home and we help people that need an affordable Healthcare Plan. Which is a Win-Win business opportunity. I hope this helped. If you have any questions you can call me 678-834-3645 I will be happy to assist'
Linda

Jayme - posted on 05/03/2014

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Hi everyone :). I see this thread is very popular as a lot of people do search for work at home with Ameriplan! Keep in mind it is not a job but rather a home business... So for some that isn't a good for and for others it is perfect. I have personally been with the company over six years and it has not only allowed me to warn a great income but has also allowed me to leave a very unhealthy marriage. As a single mom I am able to provide for my two young kids, send them to the best schools and truly live a life by design. Did it take work to get to this level? YES! Would I do it again? In a heartbeat!!! Feel free to connect if anyone out there is skeptical or is curious with questions :)

Jayme
818-330-7279
Jboyles@ameriplan.net
www.workwithjayme.com

Tiffany - posted on 05/01/2014

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Hello! I am a mom of 4 and an Independent Rep. with AmeriPlan.

It really works when you apply all of the training provided and don't expect it handed to you over night. I am blessed to be a part of literally the best team in the company.

Start up costs at $35 for 3 more days. Now is the perfect time to get started if you were considering it before.

You can visit my web site and look around, call this number for a recorded overview @ 760-569-1331 and call me direct.

My contact info is on the site and I am generally available until 7pm MTN time. http:/myfutureworkathomecareer.com

Good luck whatever road you travel!

Linda - posted on 05/01/2014

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Hi , My name is Linda and I have researched companies out there . I have lost money and made money , but I speak as a nurse in the medical field for over 35 years and a mother and grandmother who was looking for something to help others that could not afford health Insurance or unable to get insurance. i know what happens to others when they come to the hosp with no coverage . I speak from experience and if I can help someone with a healthcare plan from a company that has been in business since 1995 and is A+ rated with the BBB then this is something that says it all I have read some of the post and find that some mis representation or misunderstanding is there. The money that you have to pay each month is for your business start up that supplies you with 5 websites, your own health and saving benefits and your startup . Any business has a startup fee. The difference is you either have a store front with overhead or you work from home savings on overhead, gas , childcare and other perks. This is not for everyone. Any busy takes a commitment and a belief . When you believe in it and it makes sense and you have done a complete research of a business and you see what it offers helps others and you can fill that need and you have a need yourself to better your lifestyle and enjoy leisure and your family and you have a why. Then and only then can you be successful. I believe that a business doesn't work if you don't work it. I am so sorry for the fragmented information that has been given to some of you. I believe in helping and creating a team that work together for the good of people. . I have a team and I have members that have used the medical and the dental and have gotten referrals from them.. Do the research there are more people that do not have healthcare than those who do because of the cost, they can't afford it. The companies are cutting back on peoples hours so they do not have to give insurance to their employees. So if you cut back on their hours how will they pay for outside insurance. they can't. So I am proud to be a part of something that will help them afford healthcare. So I hope that the ones that were interested will contact me and I will help you with the real story of Ameriplan.
lchair.ameriplanibo@gmail.com

Sue - posted on 04/30/2014

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Thank you very much for all this information. I was thinking of trying them but after all the research i have done, i have decided that i no longer wanted to work for a company who charges monthly to keep up a website. I have been in cusotmer service for many years but do not think i would fit into this. If there are no providers in my areas and i have to search out the customer's then i know this is not for me.

Ken - posted on 04/27/2014

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This forum is so very funny! Here's the deal with all of these work from home biz ops, you will be doing the same with them all. Posting on craigslist, posting on job boards there are tons of them and waiting for people to reply, sending post cards, posting on facebook etc. thats all you will be doing the better sales person you are the more you will make that's the bottom line.

James - posted on 04/17/2014

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My name is Mr Paul Ferdinand, i am from Chicago USA, married, i have been searching for a genuine loan company for the past 3 months and all i got was bunch of scams who made me to trust them and at the end of the day, they took my money without giving anything in return, all my hope was lost, i got confused and frustrated,i find it very difficult to feed my family, i never wanted to have anything to do with loan companies on net, so went to borrow some money from a friend, i told him all that happened and he said he can help me, that he knows a loan company that can help me, that he just got a loan from them, he directed me on how to apply for the loan, i did as he told me, i applied, i never believed but i tried and to my greatest surprise i got the loan within 24 hours, i could not believe, i am happy and rich again and i am thanking God that such loan companies like this still exist upon this scams all over the places, please i advise everyone out there who are in need of loan to go for { lewisloancompany@yahoo.com } they will never fail, your life shall change as mine did.

James - posted on 04/17/2014

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My name is Mr Paul Ferdinand, i am from Chicago USA, married, i have been searching for a genuine loan company for the past 3 months and all i got was bunch of scams who made me to trust them and at the end of the day, they took my money without giving anything in return, all my hope was lost, i got confused and frustrated,i find it very difficult to feed my family, i never wanted to have anything to do with loan companies on net, so went to borrow some money from a friend, i told him all that happened and he said he can help me, that he knows a loan company that can help me, that he just got a loan from them, he directed me on how to apply for the loan, i did as he told me, i applied, i never believed but i tried and to my greatest surprise i got the loan within 24 hours, i could not believe, i am happy and rich again and i am thanking God that such loan companies like this still exist upon this scams all over the places, please i advise everyone out there who are in need of loan to go for { lewisloancompany@yahoo.com } they will never fail, your life shall change as mine did.

James - posted on 04/17/2014

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My name is Mr Paul Ferdinand, i am from Chicago USA, married, i have been searching for a genuine loan company for the past 3 months and all i got was bunch of scams who made me to trust them and at the end of the day, they took my money without giving anything in return, all my hope was lost, i got confused and frustrated,i find it very difficult to feed my family, i never wanted to have anything to do with loan companies on net, so went to borrow some money from a friend, i told him all that happened and he said he can help me, that he knows a loan company that can help me, that he just got a loan from them, he directed me on how to apply for the loan, i did as he told me, i applied, i never believed but i tried and to my greatest surprise i got the loan within 24 hours, i could not believe, i am happy and rich again and i am thanking God that such loan companies like this still exist upon this scams all over the places, please i advise everyone out there who are in need of loan to go for { lewisloancompany@yahoo.com } they will never fail, your life shall change as mine did.

James - posted on 04/17/2014

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I am Mrs Jessica, currently living in New jersey city, USA.I am a widow at the moment with three kids and i was stuck in a financial situation in Feb 2014 and i needed to refinance and pay my bills. I tried seeking loans from various loan firms both private and corporate but never with success, and most banks declined my credit. But as God would have it, I was introduced to a Man of God a private loan lender who gave me a loan of $85,000USD and today am a business owner and my kids are doing well at the moment, if you must contact any firm with reference to securing a loan without collateral , no credit check, no co signer with just 2% interest rate and better repayment plans and schedule, please contact Mr James Lewis. He doesn’t know that am doing this but am so happy now and i decided to let people know more about him and also i want God to bless him more.You can contact him through his email: lewisloancompany@yahoo.com

Ola - posted on 04/15/2014

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Hi Teresa,
That's right and thanks for sharing your experience you had with Ameriplan. I just joined almost 2 months now and I got 2 checks from Ameriplan!!!

Kyra T - posted on 04/08/2014

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Hi Teresa, you speak highly of Ameriplan, and I have some questions for you:

My biggest question is have you made any money working with them??

And of course, you have to deduct everything you invest from your actually earnings to give an accurate amount??

Thanks Much. Kyra

Nick In - posted on 04/08/2014

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@Teresa Ann Did you read the BBB complaints against the company...looks like there are some unhappy people. They claim to refund your money if you are not happy, then keep your money for exorbitant amounts of time, they're rude about the process and ultimately if you want action have to go through the BBB, The Attorney Generals office and many other routes to get them to stop charging your account.

My advise to all, STAY AWAY FROM THE COMPANY!

Joseph - posted on 04/05/2014

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You are welcome,
I am Pastor Joseph Hyan, a Legitimate And Government
Approved Reputable Loan Lender. We are a dynamic company with
financial assistance.We loan funds out to individuals in need of financial
assistance, that have a bad credit or in need of money to pay bills,
to invest on business,and also for xmas loans.
We give out our Loan in USD($) and GBP(£) and any other currency of your choice.

Available Loans we offer are,
* Personal Loans (Secure and Unsecured)
* Business Loans (Secure and Unsecured)
* Combination Loan
* Consolidation Loan And Many More:
* International Loans

***Write us today for that financial help you seek. pastorjosephloans@gmail.com

Teresa Ann - posted on 04/03/2014

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Some how we missed this question sorry....it is a good one! The new Affordable Care Act how does it change or effects those who work with Ameriplan. My experience and my teams experience has been a positive effect and that is good more people have the need for dental and a supplemental health care benefits. If a personal qualifies for a Obamacare plan it still does not cover everything. I am also finding some are choosing to just take the tax penalty for 2014 and save money by opting out of the ACA (Affordable Care Act or Obamacare) I hope this helps ;-)

Have a good evening!

Teresa Ann Duran

Linda - posted on 03/31/2014

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This is a 2 part post. First, it really kills me that people who know nothing about a company, or business in general for that matter claim to be trying to help others with their knowledge of nothing. I have been in business as a Realtor for 13 years and there are always fees and expenses...all kinds of fees including website fees. If you are in network marketing, you need to pay for for the product or service and usually websites, supplies,etc. I don't know of any business that doesn't have someone or something to pay up front. It's called the cost of doing business. When people are ignorant and don't want to educate themselves, they will call it a pyramid scam. Those people should just keep working for their employer for an hourly wage because they will always be looking for what is wrong rather than what is right. They live in a negative world. Don't get me wrong, I am all for due diligence and learning everything about the business you are considering. Not doing so is ignorance as well and you can definitely get burned. What's nice for me about having a side business is that I am able to write off a portion of all of my utilities along with my auto, meals and phone/equipment.

Here's my question: Who can tell me how easy or difficult it is to get new doctors, dentists, etc. to join in Ameriplan? I just moved to Hawaii (Big Island) and there are currently only pharmacies involved. I wish I had started with Ameriplan when I was approached in NY and FL. Any insight and information would be appreciated as I am starting from scratch here and it will be 2x the work, Yet, I think it could very well be worth it. Any input would be appreciated. Thank you!

Doris - posted on 03/26/2014

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our company offers cheap loan at a low intrest of 3%, we are legit and

reputable company and our vision for you is to get a loan is our

mission. we offer loan ranging from 1000usd to 10,000 000usd. contact

us via our email: michellenellyloanfirm01@gmail.com

Doris - posted on 03/26/2014

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FINANCE LTD
EMAIL:---{ michellenellyloanfirm01@gmail.com}
=============================
FINANCE LTD This is a charitable and Christian loan organization formed to help our Christians all over the world who are going through financial crises. Our obligation is helping the needy to gain financial stability in order to meet with the demands of living. And helping those who are in financial crises. If you are experiencing a hard blow of bad luck, don’t loose hope our FINANCE IS here to help you. We give out loans from the range of $1,000 to $90,000,000. Our loans are well insured and maximum security is our priority, at an interest of 2% rate.

Available Loans
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3. Combination Loan
4. Consolidation Loan And Many More: Loan up to $100,000.00

LOAN Key Benefits
1. No security/guarantor required
2. Faster processing.
3. Minimum documentation
4. Attractive rates of interest 2%
5. Flexible repayment option of 1-30 YEARS

APPLICATION FORM
Name:___________________________
Address:________________________
Sex:____________________________
Age:____________________________
Country:________________________
Occupation:_____________________
Loan Amount____________________
Purpose of loan_________________
Loan Duration___________________
Monthly Income:_________________
Phone Number:___________________

OUR EMAIL IS EMAIL---{ michellenellyloanfirm01@gmail.com}
====================================
Your Satisfaction and Financial Success is Our Aim, You are expected to inform us of the exact loan amount requested so as to enable us provide you with the Loan Terms and Conditions.
if you are interested in obtaining loan from our firm. Please, do complete the short application form and CONTACT US WITH OUR EMAIL ADDRESS WE WILL MAKE YOUR
DREAM COME THROUGH. michellenellyloanfirm01@gmail.com

STAY BLESS
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EMAIL---{ michellenellyloanfirm01@gmail.com}

Kathy - posted on 03/21/2014

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If you are interested in Ameriplan and want a simple summary, here is the truth: if you become an IBO and there are no providers in your area GO GET THEM TO SIGN UP! If you are the first agent in your area that means you can actually promote the doctor that you would prefer to go to and give others who haven't been seeking care due to lack of funds a way to receive that care!
If you are interested in the SIMPLE truth CALL ME
1 641 715 3900 ext 209316

Margaret - posted on 03/17/2014

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I know a business where the start up cost is only $29.95 You get your own website which is a store where your customers shop and you get 40% commision off of each sale. The product is candles that are 100% Natural Soy and burn up to 150 hours And there is a beautiful piece of jewelry hidden inside the candle! Why not take a look go to https://www.jewelryincandles.com/store/morethancandles or email me for info and the link mustang1691@yahoo.com

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