Money

Shani - posted on 05/05/2010 ( 3 moms have responded )

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Before I became pregnant I would work almost 60 hours a week. Now I'm so tired I can barely do my standard 40 hours. I pulled 26 hours of overtime last week but I was miserable. Money has become really tight and I'm finding that my savings is slowly starting to dwindle away. I don't have a partner to rely on for financial support so my lively hood is up to me. I'm due in 3 months and at a total loss of what I should do at this point to get ahead so I'm not drowning in debt or robbing peter to pay paul when this baby comes. Any suggestions?

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Shani - posted on 05/06/2010

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Hi Alison

I started thinking about all those things and have made slight improvements in my bills to come. I don't know why I didn't think of that sooner. Guess I just worried myself with all the big things I forgot to look at the small things that could make a difference in the long run. I do plan on take maternity leave. I just haven't decided how long yet. I get 12 weeks. I really dislike my job so the decision is really hard

Kristine - posted on 05/05/2010

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Hi Shani,

Congrats on your coming child! I know it can be tough on your own and even tougher when money is tight. I have been in both those situations. I am a single mom of 2 children and you should definitely look into what type of assistance you could possibly get because that helps out a lot.

Would you maybe be interested in a way you could earn money at home by doing a home business? I have one that I have been with for 6 years and it is really a great company that cares about helping people succeed and we have a great team of people like that also who give free training and support. We don't sell products, make deliveries or collect payments either and we don't have to do the home party thing if we don't want to. They are a wellness company that makes products that don't contain any harmful chemicals in them and they are less expensive per use that what you might be using now so they can not only make you money but save you money as well.

I'd be glad to give you all the details so that you can decide for yourself if it would be something that you would enjoy and that makes sense for you and your new baby. Feel free to give me a call: 608-524-3441
or request information from one of my websites:
www.workathomeunited.com/mybiz
or
www.livetotalwellness.com/mybiz
and I will be glad to give you a call at one of your most convenient times.

By the way, our team absolutely does not pressure people to join either. We like to leave that decision up to you :)

Try to have a positive outlook and believe good things will come. Sometimes it helps you have a plan and know what you need money wise so that you can have a goal and then work toward that goal. That is what kept me going sometimes too.

Good luck in everything and I hope to talk with you soon:)

Kristine

Alison - posted on 05/05/2010

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Any way you can cut down on your expenses? (get a cheaper car, cancel cable, change your mobile to a cheaper plan, cut back on eating out...) Pregnancy is definitely very exhausting, but motherhood is very demanding as well. Not only do you have to find time to cook and clean for your family, you also have to spend time with them! Will you be taking any mat leave?

IMHO, there is nothing wrong in using your savings to get through, but you need to have a long term plan that can work.

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