Spending more on housing

Nicole - posted on 01/21/2011 ( 15 moms have responded )

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I recently made the decision to move out of the inner city, into University family housing.

I am going to be pinching pennies for a while because the rent for my new place will be just over $900 and my rent here was super cheap subsidized housing.

I think it will be worth it, as I will be living in a safer area, which will be closer to my university and my daughters daycare.

Do you think it's worth it to spend more on rent in order to live in a better area?
Have you ever had to decide whether or not to do this? What helped you make your decision?

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Johnny - posted on 01/22/2011

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Ironically, the city I'm in right now actually has higher crime rates, more drive-bys and things like brothels in the expensive neighborhoods than the cheaper ones. In my area, which is relatively inexpensive, we have one of the lowest crime rates in the city. Probably because it is very far from the downtown core and mostly working middle-class families and lots of townhomes. In more expensive areas, gangs are using large homes for grow-ops and brothels raising the crime rates. The worst crime rate is in the poorest neighborhood in the city, and you couldn't pay me to live near there. But I'm rather pleased that we don't have to break the bank to get a safe neighborhood. We would pay more for it if we had to though.

Lady Heather - posted on 01/22/2011

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I think it's worth it. Sometimes I consider leaving our neighbourhood. There are things I love about it (only two blocks from the nicest park in town, the children's museum, short walk into downtown and the library, nice house for the price), but are right on the border of a really baaaaad part of town. We had a shooting behind our house last year. Gang thing. Of course that stuff is spreading into the nicer areas too. We were called the most dangerous city in Canada, so what can you do?

I just love my house though. I don't want to be pushed out of it. It's not so bad that we can't play in the yard and stuff. We just don't wander around in the dark of night and we keep our doors locked. I don't like the school, but my daughter is going to be in French school anyways.

I think for you it sounds like a good move. Less travel time to daycare and uni = more time together.

[deleted account]

It's worth it for peace of mind. Once you move, don't totally settle...keep looking for a better deal...there has to be one out there. We never thought we'd be able to afford our neighborhood, but we stumbled on an amazing deal we couldn't pass up!

~♥Little Miss - posted on 01/21/2011

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Yup,...I live in a shitty area right now, and cannot wait to start house hunting. Better schools, less crime, friendlier people, be able to play in the yard without worrying...yup...totally all worth it to me. Congrats and good luck.

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Nicole - posted on 01/22/2011

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that's awesome! Ideally there would be no bad neighbourhoods, but if there are going to be bad and good neighbourhoods, it's nice when the good neighbourhood comes with a good pricetag.

Shauna - posted on 01/22/2011

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I wouldnt move to a bad area period. I would make it work and get a 2nd job if i had to, and i have me and my husband both. I like feeling safe.

[deleted account]

Yes, I think it is very much worth it. We live in a small converted vacation home because I wanted this neighborhood. I could get a 5 bedroom behemoth of a house 10 minutes from here, but the school is horrid.....and the house might fall down if my kid jumps in it :P
When we decided to buy our house, I looked first at crime rates, schools, and commercial development to narrow down to areas I was willing to live in. Then, we looked for houses we could afford within those areas.

[deleted account]

We spend a lot more to live in a good town with mostly good neighborhoods. I think it is worth it or we wouldn't do it. We wouldn't spend it in rent though just because we can pay the same amount in rent that you do for a mortgage. My kids, and my safety is what made my choice and always will.

Bonnie - posted on 01/22/2011

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Yes, I think it is worth it. Although I lock my doors, I know of people who don't. It's good to know my neighbourhood is safe, especially for my children's sake. We also avoided living on a busy street as well. There are some break-ins in my area, but don't know exactly what the story is behind them or if they are related.

Amie - posted on 01/22/2011

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Yes I do. I have never lived in a less than desirable area. Even as a single mom with 2 I figured out a way to not live in crap areas. It was solely about safety.
I had no internet and no cable at times because of places I've chosen but that's fine. Those are extra's, they're not a requirement. I would do it again in a heart beat if I had too.

Nicole - posted on 01/22/2011

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Yes, where I am living there have been break ins and one drive by shooting in the past 6 months. There is nothing cheaper than 900 a month, at least as far as I can tell. If I find something I will go for that.

Jenn - posted on 01/22/2011

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Well, where I live there are no really bad areas - it's a small community - so no, I've never had to make that decision. I guess it would depend - are you talking like where you are now has lots of shootings and rapes and extreme amounts of crime? Hell yeah I'd want to move away from that at any cost! That's why I don't understand how some people say "oh, I'd move but we can't afford to" Well then find another town to move to - something - anything! I would NEVER live somewhere like that. So I say go for it, but is there nothing cheaper than $900/month? That's like a mortgage payment on a nice house around here! :O

Katherine - posted on 01/22/2011

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Yes, yes I do. When you have kids there is no price to pay especially if you can do it.
The worry off my back alone would make it worth it.

Becky - posted on 01/22/2011

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I think it's totally worth it, but I have to admit that I am a bit of a snob in regards to the neighborhoods I will live in. There are neighborhoods in Calgary you couldn't pay me to live in! I would downsize to a smaller house if couldn't afford the one we live in now, but it would still be in a "good" neighborhood. Family friendly, crime-rates and schools were the main things we looked for when we considered neighborhoods.



Editted to remove the + signs. My son is helping me type. :)

Stifler's - posted on 01/21/2011

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We have never lived in a bad area, we just took whatever house was available. Other than my parents house this is the only house we've ever lived in. There are some parts of town I would not want to live in but if it was cheaper I'd move there. Although it may not be cheaper in the long run if you know what I'm sayin.

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