Health Insurance?

Angie - posted on 06/23/2009 ( 12 moms have responded )

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My sister in law and her husband just found out they are pregnant. They don't have any health insurance but they don't think they qualify for a medical card. Does anyone have any suggestions or know any independent insurance companies that may be able to help that are reasonably priced? Any and All options are very appreciated.. Thank you!!

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Colleen - posted on 06/26/2009

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Definitely check into medicaid. The structure of income changes when a baby is involved. A lot of people can get assistance that didn't think they could because of that.

Brittany - posted on 06/26/2009

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even though they think they dont qualify for medicaid, her being pregnant will help. i didnt qualify but since i was prego they insured me until i had the baby.

Nichole - posted on 06/23/2009

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She should still check with medicaid even if she doesn't think she can get it.... If not my son's father lost his insurance so I had to put him on Blue Cross Blue Shield and it really was not that expensive

Sabrina - posted on 06/23/2009

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Tell her to sign up for government assistance what is the worse they can say no then she will have to check out another option but im sure she will be surprised. last year when i was pregnant and had to leave my job i signed up forit and they covered me until my post natal visit and now the baby has it. i qualified and none of my kids did. like laura said the state wants to cut back on premature birth and birth defects due to no pre natal care. im not sure of the name of it but i have seen commercials for a company that is geared to pregnant woman. i have also seen articles about it in baby magazines. if i find it i will post it for you.

Nichole - posted on 06/23/2009

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What state are you in? Cause in PA if you don't qualify for state insurance they refer you to insurance depending on how much you make.

Laura - posted on 06/23/2009

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I got pregnant last summer and had no insurance; due to the fact that i was pregnant it did not matter my income or anything else other than i was pregnant and I got medical assistance. After you have the baby you may lose medical but they may keep the baby on it. I'm in mn and this is what happened for me. From what I've heard most states w/ medial assistance won't turn you down when pregnant because they are trying to keep premature birth rates down which means giving pregnant women access to medical ins. Hope this helps.

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Check out medicaid. Even if she isn't sure she qualifies. She can also ask her local hospital if there are any other lower cost insurance companies that can insure her but make sure she has a relatively low co-pay. If that doesn't work, see if there is a Healthy Start program in her city/area and see if they can give her any information too.

Andrea - posted on 06/23/2009

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Depending on what state she is in she may be able to get state assistance. Even if she thinks she won't qualify tell her to find out. I don't qualify for state assistance so my daughter has insurance through United Health Care and it's about $50.00 a month. I also see advertisements on TV for Assurant so that might be an option as well.

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