Staying at Home

User - posted on 10/22/2008 ( 14 moms have responded )




Upon the arrival of our 3rd child I've decided to quit my job and stay home. While I am very excited about this, I worry about paying the bills...


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Karen - posted on 11/12/2008




I was drawn to your thread b/c my husband and I have been discussing possible ways for me to stay at home as well. I love the baking your own bread idea that someone gave you, I have a wonderful bread recipe that I am going to start putting to use! Also, my sister and her husband planted a garden this last spring. We didn't have an opportunity to get ours done, but since I am cooking most of our meals at home, I have realized how much money it will save next year and in the years to come...especially when things like green peppers are $1.25 each. I have also learned recently that you can freeze just about anything. So we have been freezing our leftovers. This helps out a ton. I hope these little tips can help!

Kirsi - posted on 11/07/2008




I am also a mother of three children. I have tried to save money by all means: I am trying to plan out our meals for the several days. I cook everything by myself (including e.g. baby food, pizzas and even hamburgers). I have also baked all of our daily bread (since January). The youngest one is also using mainly the clothes and toys we have bough earlier for the elder ones. So, I have found several small things how to save a bit, but not any "silver bullit".

Our house payments are quite high. My husband is already working in three different positions, so he just cannot work more (and the rest of our family would like to also spend some time with him ;-D).

After all, I am very interested to hear your suggestions and little tips!

Cynthia - posted on 11/06/2008




I have been a stay at home mom since the birth of my triplet girls. I would have never thought in a million years that we would be able to afford me staying home but the cost of daycare was a lot more then I was able to earn.

When it comes to staying home, you really need to first find out where your money is going. Me and DH use our credit card for everything so we can keep track. We also have a spreadsheet on the computer and update it every time we spend any kind of money.

I plan out our meals for the week and I only buy that. I have started to make our own bread and I make sure to cook every night and make enough for Hubby's lunch the next day.

It is doable. Good Luck.

Lisa - posted on 11/06/2008




Hey Crystal

Good for you!!!

I have 3 children and am working towards staying at home

You have been given many great ideas - the one that we are finding to work is where we have switched stores to purchase our everyday products (hair, bath, cleaning, laundry) - getting better and safer products in our home at a great value even FREE!

Mishelle and Liz make a great point about Dave Ramsey below - Dave is part of the reason as to why I am a customer of this company and now why I share what I know

This is the 3rd home based business we have tried and it has been the most rewarding

If I could show you how to get your everyday household products for free would that be worth a 45 minute tele-video conference?

Take the time to become educated in any and all of these home based business and then decide what is best for you and your family

Would love to work for and with you, take care

Please feel free to contact me anytime, Lisa

PS I forgot to tell you - my husband is just as excited about these products and company as well - we do this as a team

Doreen - posted on 11/06/2008




I did that when I had my 4th and found I actually made more money staying home. The 1st year was the hardest and I think that was just adjusting spending ways. But once the governement realize money we didnt make I made more at tax return time. It was the most rewardign thing I did and Im glad we made the choose at the time. I have gone back to work now that there a little older and sports are more expensive but it seems easier now. Im hoping its because of the strong foundation that was built. Have fun and cherish the memories.

Joanie - posted on 11/05/2008




It's a valid concern for any mother of three. It's worth it if you can manage, though. You may have to make some sacrifices until you are sure you can get by on one salary. But enjoy being with your kids! There are a few ways to pull in a little cash (I mean very little) by doing online surveys or mystery shopping. They don't take much time. I've done them before. I can give you some links if you're interested.

[deleted account]

I also recommend Dave Ramsey, especially the Debt Diet. We've been doing the Debt Diet since February of 2007. We read the book, and I was extremely skeptical, because at the time we were pregnant with our first child. It's pretty much common sense budgeting, but it's methodical and you have to stick with it. That's the most difficult part. In the book, the people who were getting out of debt all had either two working parents or one working parent who made a decent amount of money. I'm a stay-at-home mom, my husband is a pastor, and we now have 2 children, and we have managed to pay off about $12,000 of debt in under 2 years. Now that we're almost debt free, we're extremely excited about it! Good luck!

[deleted account]

I just quit my job in February. It still amazes me that people have so many ideas for me to fill up my time, including working part time or at home. I am a big fan of Dave Ramsey. He teaches how to live on cash and a budget, and that helped us more than anything. We followed his plan for almost 2 years until I was able to quit my job. I also cook most everything from scratch which saves money and feeds your family healthier meals without preservatives and all the junk they put into prepackaged food these days. Check out Dave Ramsey here: and see if you can catch his radio show in your area. Best wishes!

Jessica - posted on 11/04/2008




Dear Coder,

If you want to try it that may work for you. I have three kids.My oldest is four years, and youngest 7 mo. I quit my job in aug.I go to school now (which is better than going to work) but im so glad just to get out for just 4h a day! i'ts an experience you dont get to much with three children, and to me it's crucial for yourself and can help you better take care of your children.

Jennifer - posted on 11/03/2008




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Krista - posted on 10/27/2008




i know that i am so glad to have made the choice to stay home. i also know that with all the countless rewards comes financial stress. you can't escape it in a two-income world. the biggest thing i have learned is to make the sacrifices daily that lead to lower bills: not using the ac or heater until it becomes unbearable, turning off lights religiously, only buying the food you need for the next few dinners and cutting out all splurges. it is really hard to change to a bare bones budget when you are used to having enough cash for the occasional starbucks and modest target sprees. whenever i try to encourage friends who are feeling stressed i remind them that this stage of life is only for a few years. we can rejoin the work force as soon as our youngest is in school and still be there for them when they get home.

all that to say we have been doing it for 4 1/2 years and haven't stopped worrying but haven't ever regretted it.

Heather - posted on 10/26/2008




Hi Crystal.

I recently started an at home business that is really incredible. The product is fantastic and the company is very solid. I have tried many things to stay at home and have not had great success until I found Freelife and GoChi (Goji Juice). Here are some good websites for you to check out. Our website has a lot of information regarding the history of the berry, all the science behind it, history of the company, has so many great things for you to check out. Let me know if you have any questions about navigating through the site. The is a wonderful website to read people's different stories of what the juice did for them specifically. Then, there are a bunch of other sites to read published studies that have been done on the berry. We are just so excited about everything that this has company to offer, from incredible health with potential for some great wealth. People that we know are making great money and for one reason only-the product is so incredible. It's been almost 7 weeks for us and we feel a huge difference. Besides feeling more energy and more focus, my seborrhea/psoriasis on my scalp is cleared up, Keith is only getting up to pee once at night instead of 3-4 times, Taylor is sleeping through the night and taking 2 naps/day (he used to get up 2-3 times at night and took 30-45 min. naps at the most). We have several friends and family who are also having great results from sleeping well, food allergies clearing up, chronic pain being resolved, more energy, less stress, feeling happier-less depressed, Carolyn who couldn't get pregnant getting pregnant on her own and many more. It's been really fun to help people out with their health and have people seeing results so quickly. I think you will really like all that this company has to offer. We know people who are making a lot of money..I mean $8,000/month who went balls to the wall with the business. We made $531 in our first month just by our friends and family trying the juice...that's not even getting into the true business side. There is no big investment or start up fees and no advertising etc. It's a really great company. All you have to do if you want to do the business side is pay $40 to become a marketing executive so if you recommend the juice to 2 people who decide to try it you will have your $40 back. One of the best things about Freelife is that you can use the product for 90 days and if you don't like it you can send back the empty bottles and get your money back.
Here are some links for you to check out:

Goji Health Stories
Our Website...lots of information

Scientific Studies
If you want more information about Goji, go to and type in lycium barbarum, which is the Latin name for the Goji berry. There are over 80 studies on the Goji berry in the pubmed website.

And another source is: and type in lycium barbarum in the search section.

Here are a few recorded calls with more in depth info that are real interesting.

Rick Handle (Chief Product Officer) Talks about how the juice is made and info about the goji berries and the company It's kind of cheesy, but has great information. It's about 30 min. It plays every hour. 916-233-3990 8249#

Dr. Lori (General Health) 641-715-3900 95655#

A Call that Keith told our story on. It plays every hour. 916-233-3990 1101#

Cheers to great health and incredible wealth,

Keith and Heather Baruch


Sara - posted on 10/23/2008




I'm sure that saves a large chunk of change for you guys! Have you thought about taking in a friends child for a little extra cash since you are home now?

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