money issues?

Heather - posted on 12/14/2009 ( 5 moms have responded )

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Well, about 2 weeks before my son was born, my fiance and I moved to a new town. We moved in with his mom and we thought that we would have extra money living with her. However, we are also another half hour north of where we lived before and it seems like the money we should be saving on bills and stuff we are having to use on gas so he can drive the hour to work and hour home from work everyday.

Since my son was born, (as to be expected) money has been getting tighter and tighter. I feel like I should give up on being a stay at home mom and get a job. Does anyone or has anyone had these feelings before?

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Maritza - posted on 12/14/2009

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Heather

I understand about paying the bills and only living on one income. Hubby and I were so used to two paychecks. Our problem was that we spent out money frivolously. Now that we have a kid, we want to have the same lifestyle as before and it's not possible. I too, want to work, but checking how much daycares are, it's not worth it. Most of my paycheck would go to the daycare.



I started using coupons, looking for deals, and shopping off clearance racks. My baby started wearing the most expensive stuff. I began to substitute. she still eats the best formula out there, but wears generic diapers; her clothes mostly come from the clearance racks at the stores.



Maybe you can try cutting a few things, you know to help you save money, before you decide to work. whatever it is, I wish you good luck.

[deleted account]

Heather, you can't put a price you being at home with your son. Of course, if the choice is between buying food and diapers or staying at home, you should go to work. But don't give up so easily! Could you care for another child in your home? I do that a few days a week and I love it. My daughter has a friend to play with and I have a little extra spending money. Could you work from home? I have a home based business through a direct sales company (not telling you this to get you to join, just giving you an idea). I love doing it because I can work one night a week and my husband watches our daughter during this time. Also, with the car, my husband and I had a similar problem. He worked an hour from home and drove a truck! He gave up the truck for a very small fuel efficient car. It has saved us tons of money. Good luck sweetie! Being a stay at home mommy is challenging and I think you made a great decision to do so.

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Dusty - posted on 12/18/2009

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yes ... i think if you are in need of a job then try getting something part time so that way you dont lose out on alot of time with your kids.i my self had to go back to work three weeks after my second child was born cus we need the money. when the money was back on track and we where ok again i went back to staying home with my kids that maybe what you need to do.

Alicen - posted on 12/15/2009

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I love being a stay at home mom. I have been for 11 years now. I did try getting a job but the money that I made mostly went towards child care. I honestly couldn't figure out why I was having someone else raise my child so I had extra money to buy a new shirt! I'm back at home with my children. When they get into school then I'll find a job during the day that will let me off when the snow hits or the kids get sick. It's not stay at home mom forever, enjoy your time with your baby.

Heather - posted on 12/14/2009

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thanks Sara. it is really hard and i love every minute of it, but it is at a point where we are having difficulty with bills and everything so i feel like i need to get a job. i have a couple of jobs i think i am going to apply for and i think if it works out, we will be in a better situation with money, and we will be able to maybe move out into our own place again and we will have the money for all our bills. i have a family member who is willing to watch the little guy until i find childcare that i trust so i know i will miss being a stay at home mom, but i think it will be a good decision in the end

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