Instead of buying expensive gifts this Christmas..

[deleted account] ( no moms have responded yet )

..for your loved ones, I suggest you do these instead:

- If you have anyone dependent on you financially, get life insurance.

- If you don't have a will, make one. If you have one, make sure it's up to date.

- Take lots of photos of yourself, your loved ones, and ones of you all together.

- Likewise, take videos, capture your voice and the voices of your loved ones.

- Write a letter to anyone important to you, telling them how much they mean to you. Write what you like about them.

- Discuss with anyone important to you (such as your partner) what would happen should one of you die, for example: do you want to be buried or cremated, and where, who should have which of your possessions etc.

- Make it a rule to never hang up the phone, say goodbye, or go to sleep being mad at someone you love.

- And last, but not least, make sure you tell anyone you love, that you love them everyday.

Some of these may seem morbid, but I guarantee you, these gifts are the most important things you can give. I learnt some of these lessons the hard way.

Have a safe Christmas.

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